Cashera Capital · 2 days ago
Director of Underwriting
North Miami Beach, FL
Full-time
Onsite
Lead/Staff, Director/Executive
3+ years expCashera Capital is a fast-growing fintech company providing quick, accessible cash advances to gig workers and independent contractors. They are seeking a Director of Underwriting to lead and oversee the underwriting function, responsible for setting standards, approving credit decisions, and managing risk frameworks in a technology-driven environment.
Hiring Manager
Mihaela Basarab
Responsibilities
Lead and manage all underwriting activities across Cashera Capital’s fintech lending products
Establish, implement, and continuously refine underwriting policies, credit models, and risk frameworks
Review and approve credit decisions, including complex or non-standard transactions
Partner closely with Product, Engineering, Data, Legal, and Operations teams to align underwriting with platform capabilities
Use data, analytics, and technology to improve underwriting efficiency, consistency, and performance
Build, mentor, and manage a high-performing underwriting team
Qualification
Required
Minimum 3 years of underwriting experience within a fintech lending environment
Strong understanding of fintech credit products, automated underwriting, and data-driven decisioning
Proven experience approving credit and managing risk at scale
Strong analytical, decision-making, and leadership skills
Excellent communication skills and ability to collaborate cross-functionally
Experience in private credit, specialty finance, or alternative lending
Familiarity with credit models, scoring systems, and underwriting automation
Benefits
Competitive salary and performance-based incentives
Opportunity to lead a critical function within a growing fintech platform
High level of ownership and influence on underwriting strategy and risk management
Collaborative, execution-driven culture
On-site role with direct access to leadership and decision-makers
Company
Cashera Capital
Cashera provides funding solutions to meet the needs of consultants, food delivery professionals, freelancers, gig workers, micro business owners, Uber drivers, Lyft drivers, and other self-employed individuals.
0-1 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase