Hyundai Capital America · 11 hours ago
Portfolio Risk Manager
Irvine, CA
Full-time
Hybrid
Senior Level
$100K/yr - $155K/yr
5+ years expHyundai Capital America is a financial services company that offers a wide range of products tailored to meet the needs of its customers and dealerships. The Portfolio Risk Manager is responsible for managing portfolio analytics, tracking delinquencies and credit losses, and overseeing financial reporting processes, while collaborating with business partners to enhance portfolio performance and accuracy in loss forecasting.
Financial Services
Responsibilities
Own and lead the development, design and analysis of portfolio trends to identify risk exposures and opportunities for portfolio growth. Includes collaborating with business partners to review relevant KPIs, aligning with mid-month credit loss forecasts assumptions and calculations, and make recommendations for portfolio strategy to improve portfolio performance. Track historical roll rates by risk segment, identifying operational drivers, and interpreting the macroeconomic environment to apply qualitative factor adjustments if needed
Develop profiles of credit segments, differentiate delinquency and loss performance, and communicate to Originations and Collections teams for necessary action
Lead the effort of calculating HCA’s Retail and Lease provisions under US GAAP, IFRS 9, and CECL Accounting rules end-to-end. Research macroeconomic drivers/changes and monitor portfolio performance to assess the appropriate reserve levels. Proactively identify gaps and changes in the calculation and make recommendations to reduce volatility, improve accuracy and efficiency in the reserve’s calculation
Assist in the Operating Plan annual forecasting process for credit loss. Work with business partners for alignment and present to senior management on analysis and results
Manage the quarterly audit process for Consumer loan and loss reserves (US GAAP, IFRS 9 and CECL) including but not limited to addressing auditor requests and requirements (both external and internal) and maintaining a consistent and sustainable control framework to meet KSOX compliance
Qualification
Required
Minimum 5-7 years' progressive experience in Risk Management area within Consumer Financial Services
Bachelor's degree in a quantitative field required
Excellent skills in the area of quantitative analysis, statistical model development, and forecasting
Excellent understanding of lending economics, credit risk, data analytics, industry trends, and key drivers of profitability and loss
Familiarity with financial services oversight bodies, guidelines, and regulations
Strong understanding of banking risk management practices, Basel II and III, financial statements, and accounting principles
Strong data mining skills using SAS or SQL
Excellent verbal and written communication, including presentation skills
Ability to lead multiple projects with attention to details and timeline
Strong Microsoft Office Suite including Microsoft Excel, Word, PowerPoint and Visio
Ability to work autonomously and in a team environment
Excellent interpersonal skills to successfully collaborate with cross functional departments
Strong orientation toward results coupled with reputation for integrity, creativity and good judgment
Must have the ability to challenge, when appropriate, existing practices
Preferred
Automotive finance industry preferred
Master's degree in in Mathematics, Statistics, Economics, or related quantitative background
Benefits
Medical, Dental and Vision plans that include no-cost and low-cost plan options
Immediate 401(k) matching and vesting
Vehicle purchase and lease discounts plus monthly vehicle allowances
Paid Volunteer Time Off with company donation to a charity of your choice
Tuition reimbursement
Company
Hyundai Capital America
As a captive auto finance company, we achieve success by helping our partners succeed.
1001-5000 employees
H1B Sponsorship
Hyundai Capital America has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (12)
2024 (14)
2023 (5)
2022 (9)
2021 (4)
2020 (3)
Funding
Current Stage
Late StageLeadership Team
DK Kwon
CEO Advisor
Marcelo Brutti
Chief Executive Officer
Recent News
Orange County Business Journal
2025-09-18
globallegalchronicle.com
2025-07-23
MarketScreener
2025-07-15
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