Credit Risk - Diversified Industries, Vice President jobs in United States
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Chase · 1 day ago

Credit Risk - Diversified Industries, Vice President

Chase is a leading financial institution, and they are seeking a Vice President for their Credit Risk team. The role involves leading credit origination and portfolio management for non-investment grade companies, structuring new lending activities, and collaborating with various partners to meet client needs.

BankingFinancial Services

Responsibilities

Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
Lead and/or participate in client due diligence by way of attending client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment
Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followed
Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations
Prepare and present quarterly financial snapshot of the Diversified Industries portfolio, as well as annual portfolio review materials to senior management
Assist in training and developing analysts, and work closely with analysts and our middle office and data teams to ensure accuracy of credit system data

Qualification

Credit structuringFinancial modelingCorporate financeCredit agreements documentationDerivative products knowledgeCommunication skillsNegotiation skillsWork under pressure

Required

BA/BS degree is required
Minimum 5 years of commercial/investment banking lending experience including extensive credit, structuring, and marketing
Possesses a solid understanding of financial products, corporate finance, financial modeling and market dynamics
Advanced knowledge of financial statements and accounting
Experience with documentation related to credit agreements
Knowledge/experience of derivative products and documentation (including ISDA and CSA)

Preferred

MBA is a plus
Excellent communication skills, both verbal and written
Ability to effectively present analysis and interact with key stakeholders
Capability to perform due diligence and negotiation with clients
Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time

Benefits

Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching

Company

Chase provides broad range of financial services. It is a sub-organization of JP Morgan Chase.

Funding

Current Stage
Late Stage

Leadership Team

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Mike McDonnell
Managing Director, Head of Chase Travel Platform Product
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Nicole Sanchez
Managing Director, Consumer Bank, GM and Product Executive, Growth Financial Products
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