Consumer Non Real Estate Underwriter (Remote: FL, GA, AL, VA, NC, SC, TX) jobs in United States
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SouthState Bank · 1 day ago

Consumer Non Real Estate Underwriter (Remote: FL, GA, AL, VA, NC, SC, TX)

positionUnited States
timeFull-time
remoteRemote
seniorityMid Level
date3+ years exp

SouthState Bank is a trusted financial partner known for its commitment to helping customers move forward. They are seeking a Consumer Non Real Estate Underwriter to review and underwrite consumer loan products in accordance with established bank guidelines and regulations, while providing lender support and communicating loan decisions effectively.

BankingFinanceFinancial ServicesLendingWealth Management

Responsibilities

Underwrite consumer loans in accordance with established bank policies and product guidelines
Evaluate credit related information including credit histories, qualifying income, repayment capacity, and collateral valuations
Performs analysis to determine borrowers qualifying income to include tax returns, paystubs, W2’s, 1099’s, verification of employment, retirement benefits, and all other forms of income sources
Prepares cash flow analysis
Review of all supporting documents related to the credit decision
Achieves production, turnaround time, credit quality and support/service, based on established goals
Communicates final loan decisions and delivers any negative responses in a positive, professional manner
Provides lender support in the areas of loan product, policy, procedure, loan structure and pricing
Renders decisions on miscellaneous credit requests to include modifications, renewals, and subordinations
Performs other duties, as assigned

Qualification

Consumer underwritingTax return analysisCash flow analysisGeneral banking knowledgeCustomer serviceMulti-taskingComputer skillsEnglish proficiencyProblem solvingInterpersonal skills

Required

Education: Bachelor's in business administration, Finance, Accounting, related field preferred, or 3 years in related position
Experience: Minimum of 3 years consumer real estate and non-real estate secured loan Experience Required
Knowledge: Excellent interpersonal skills, general computer skills, ability to read, write, speak, and understand English

Preferred

Centralized Underwriting Experience Preferred

Company

SouthState Bank

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The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward.
dateFounded in 1934
location
Winter Haven, Florida, USA
people-size1001-5000 employees
web-link
https://southstatebank.com

Funding

Current Stage
Public Company
Total Funding
unknown
2013-08-09IPO

Leadership Team

D
Dan Bockhorst
Executive Vice President Chief Credit Officer
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Recent News

PR Newswire
SouthState Accelerates Growth with Strategic Talent Acquisition to Drive 2026 Performance
2026-01-22
PR Newswire
SouthState Bank Corporation Reports Fourth Quarter 2025 Results, Declares Quarterly Cash Dividend and Authorizes New Stock Repurchase Plan
2026-01-22
PR Newswire
SouthState Named Among America's Best Banks and Employers by Top Industry Rankings
2025-12-16
Company data provided by crunchbase