Everwise Credit Union · 15 hours ago
SBA Portfolio + Lending Specialist
South Bend, Indiana 46601 - Corporate
Full-time
Hybrid
Entry, Mid Level
2+ years expEverwise Credit Union is dedicated to mission-driven lending to local businesses and communities. The SBA Portfolio + Lending Specialist supports the servicing and origination of SBA and USDA loans, focusing on maintaining the existing loan portfolio and contributing to new loan production and business development.
BankingFinanceFinancial Services
Responsibilities
Safeguard the SBA guaranty through sound credit and compliance practices
Maintain and audit SBA and USDA loan files, including 10-tab compliance and annual reviews
Monitor collateral and ensure SBA/USDA guaranty protections are maintained
Coordinate with Lending Service Providers (LSPs) on various items
Assist with loan workouts and guaranty recovery processes
Review portfolio reports and prioritize SBA/USDA compliance tasks
Maintain relationships with LSPs and manage shared site uploads
Prepare Watch List reports and support classified credit reviews
Collaborate with Relationship Managers to collect underwriting documentation early
Generate SBA USDA loans by identifying and cultivating new business opportunities through local outreach and referral networks
Develop and maintain strong relationships with clients, peers, referral sources and internal partners
Conduct financial analysis and credit underwriting to assess borrower eligibility
Participate in loan proposals for approval by credit committee
Ensure all loans comply with SBA/USDA guidelines and internal credit policies
Track pipeline activity and maintain accurate records of business development efforts
Educate clients on SBA/USDA loan programs and assist them through the application process
Attend community and networking events in order to build a network of centers of influence
Attend SBA/USDA training and stay current on SOPs and procedural notices
Assumes additional responsibilities for the growth and advancement of the credit union
Qualification
Required
2+ years of commercial banking or SBA/USDA lending experience
Strong communication and interpersonal skills
Skilled in building relationships and uncovering client needs and cross-selling opportunities to drive business growth
Proficient in Microsoft Office Suite
Detail-oriented with analytical and problem-solving abilities
Demonstrates a growth mindset and embraces challenges as opportunities for improvement
Exhibits resilience and sustained effort in achieving strategic goals over time
Ability to read and analyze financial statements and credit reports
Practical experience with SBA and USDA loan structures and SOPs
Understanding of real estate lending and collateral documentation
Proven ability to interpret and synthesize SBA servicing and origination SOPs, navigate informal or unwritten guidelines, and exercise sound judgment in complex or ambiguous eligibility scenarios
Capable of conducting early viability assessments to filter out misinformation and identify qualified loan opportunities
Preferred
Bachelor's degree preferred
Company
Everwise Credit Union
Everwise Credit Union is a banking firm that provides savings accounts, mortgages, auto loans, and home equity loan services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Jason M. Osterhage
President + Chief Executive Officer
Todd Brown
Chief Financial Officer
Recent News
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