First Commerce Bank · 19 hours ago
AT, Portfolio Manager I
Lakewood, NJ
Full-time
Onsite
Mid Level
$103K/yr - $103K/yr
3+ years expFirst Commerce Bank is dedicated to providing high quality financial products and services to its customers. The Portfolio Manager I will support the Commercial Banking team by managing an assigned portfolio of commercial customers, analyzing financial statements, and assisting in achieving departmental goals.
BankingFinancial Services
Responsibilities
Manage an assigned portfolio of commercial customers in partnership with a Commercial Loan Officer
Provide support and oversight of reporting for portfolio management (delinquency, problem loans, exceptions, tickler tracking etc.) as designated by VP Senior Portfolio Manager and or CCO/CLO
Coordinate collection, track and perform review of financial statements, tax returns, conditions/covenants
Coordinate/assist Credit Administration with modifications/renewals/extensions within portfolio as determined by VP Credit Administration
Monitor assigned portfolio for early warning signs of financial weakness or other risks, and work with Commercial Loan Officer to develop an appropriate plan to discuss with VP, Senior Portfolio Manager, CCO and CLO
Prepare credit packages for renewals and new loan requests
Prepare, update, and maintain credit files, both paper and electronic
Underwrite new complex commercial loan transactions and/or requests for significant relationships in assigned portfolio
Provide credit recommendations to the appropriate level of credit administration
Serve as secondary contact for customer support as deemed by Commercial Loan Officer
Support Commercial Loan Officer with execution/collection of loan documents
Provide support for internal and external audits, loan review, compliance, and regulatory exams
Maintains a working knowledge of Bank operating policies and procedures which impact commercial services
Assists in achieving goals assigned to Commercial Lenders as part of the assigned department's annual operating plan
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements
Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information
Communicates with management and staff personnel in order to integrate goals and activities
Responds to inquiries relating to his/her particular area, or to requests from other Bank personnel, customers, etc., within given time frames and within established policy
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances
Qualification
Required
Bachelor's degree in business, accounting, finance, economics, or related field of study required
Formal credit training in CRE/C&I and Personal Cash Flow Analysis is preferred with a strong understanding of general credit and risk principles, mitigants, and banking policies/procedures
Proficient in MS Office: Excel, Word, and Outlook
Excellent writing, grammar, and mathematics skills
Excellent oral and written communication skills
Strong organizational skills with the ability to proactively manage and prioritize workflow
A thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations
Proficient ability to analyze and interpret financial statements: businesses, CRE and personal
A minimum of three (3) years' related experience required
Benefits
Medical insurance
Dental insurance
Vision insurance
Life Insurance (employer paid)
401(K) matching
PTO (Paid Time Off)
Paid Federal Bank holidays
LTD insurance (employer paid)
Flexible spending account
Health savings account (employer contribution)
LifeMart (employee discount program)
Company
First Commerce Bank
First Commerce Bank offers personal, commercial, and business loans.
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
$40M2025-12-31Post Ipo Debt· $40M
2017-06-07IPO
Leadership Team
April Huchko
SVP Chief Retail Officer
Rhiannon Williams
SVP, Chief Credit Officer
Recent News
First Commerce Bancorp, Inc.
2025-07-29
Company data provided by crunchbase