Assistant Director, Risk and Pricing Strategy jobs in United States
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DriveTime · 6 hours ago

Assistant Director, Risk and Pricing Strategy

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, one of the country’s leading financial servicing providers. The Assistant Director, Risk and Pricing Strategy is responsible for optimizing loan pricing and origination risk strategies, leading a team of analysts, and collaborating with various departments to enhance business performance.

AutomotiveFinancial ServicesSales Automation

Responsibilities

Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability
Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns
Translate ambiguous or emerging data into clear insights and executable pricing strategies
Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle
Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy
Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis
Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement
Independently drive multiple high-impact initiatives from concept through execution
Frequently present analytical findings and strategic recommendations to senior and executive leadership
Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions

Qualification

Quantitative analysisFinancial modelingData analysisConsumer credit risk managementSQLRJavaPythonLeadershipCommunication skillsProblem-solvingTeam collaborationProject management

Required

Bachelor or master's degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline
5+ years of analytics experience (financial services industry preferred)
Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail
Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus
Extensive experience performing data analysis and summarizing findings in executive-level presentations
Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis
Experienced project manager able to lead multiple initiatives simultaneously
Experienced mentor and leader
Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages
Excellent verbal and written communication skills
Management material
Rebel with a cause
Passionate and goal-oriented
Entrepreneurial spirit
Strategic thinker
Operate autonomously

Benefits

Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.
401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.
Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.
Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.
Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!
Gratitude is Green. We offer competitive pay across the organization, because, well… money matters!
Paid Time Off. Not just lip service: we work hard, to play hard! Paid time off includes (for all full-time roles) wellness days, holidays, and good ole' fashioned YOU time! For our Part-timers, don't fear you get some time too...vacation time is available - the more you work, the more you earn!

Company

DriveTime

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DriveTime Automotive Group is a dealer helping people with credit issues purchase a vehicle of their choice.

Funding

Current Stage
Late Stage

Leadership Team

R
Ray Fidel
CEO
Company data provided by crunchbase