Citizens · 2 hours ago
Home Mortgage Closing Specialst
3100 Route 38, Mount Laurel, NJ, 08054, US
Full-time
Hybrid
Mid Level
3+ years expCitizens is a company focused on providing financial services, and they are seeking a Home Mortgage Closing Specialist. In this role, you will be responsible for preparing closing documents and ensuring a smooth transaction by coordinating with various parties involved in the closing process.
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Responsibilities
Review loan files to ensure all required documentation is present and accurate
Coordinate with title companies, attorneys, and borrowers to schedule closing appointments
Verify that loan terms, interest rates, fees, and other details match the original loan agreement
Disbursement of funds following the closing
Communicate effectively with all parties involved in the transaction to ensure a smooth and timely closing
Receive and review closing documents for completeness and accuracy
Communicate any deficiencies with customers and account executives and obtain missing documentation and/or corrections as necessary
Pull reporting daily to manage pipeline
Prepare Closing Disclosure, Closing packages, on all different products that include CEMA, COOP, Portfolio, FHA, CHFA, HELOCs and HELOANS
Follow TRID guidelines when it comes to VCC , avoiding cost to cures
Follow TRID guidelines when it comes to CD acknowledgement to ensure closing dates are not missed
Reconcile wire and make sure you balance with our Settlement Agent before sending funds
Review all closing conditions, making sure all funding docs have been collected to issue funding authorization timely
Meet or Exceed production requirement 40 loans min / month
Meet or Exceed an average Quality performance 95% or better
Qualification
Required
3-5 years of Home Mortgage Closing Experience
Knowledge of TRID
Familiar with cost to cure when it comes to VCC (valid change circumstance)
Office Experience 2-3 years of work experience in either an office or retail environment
Banking or mortgage experience 2-3 years knowledge of DTI and LTV ratios with ability to decipher loan documentation and related reports and/or websites
Customer Service 2-3 years' experience in oral and written communication with internal and external customers
Ability to work under pressure and meet tight deadlines
Time management and ability to meet deadlines is critical to this position
Attention to detail and organizational skills are required
Requires work in a fast pace environment with the ability to multitask
High School or Equivalent (GED) Required
Company
Citizens
At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.
10001+ employees
H1B Sponsorship
Citizens has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$2B2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO
Leadership Team
Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
Steve Kozek
Head of Commercial Excellence, Senior Vice President
Recent News
2026-01-22
Talk Business & Politics
2026-01-19
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