Lakeview Loan Servicing, LLC. · 20 hours ago
Loan Operations Specialist, HIL
Coral Gables, FL
Full-time
Onsite
Entry, Mid Level
$28.84/hr - $33.65/hr
2+ years expLakeview Loan Servicing, LLC. is seeking a Loan Operations Specialist to manage the full loan lifecycle for home improvement project financing. The role focuses on evaluating loan applications, ensuring compliance, and optimizing processes to enhance efficiency while collaborating with various stakeholders.
FinanceFinancial ServicesMortgageReal Estate
Responsibilities
Oversee the entire loan lifecycle, from application to funding, ensuring the collection, verification, and organization of all necessary documentation such as income statements, property title verification and public records
Ability to calculate all income source types (e.g. retirement, wage earner, self-employment, etc.)
Evaluate applicant eligibility based on comprehensive analysis of credit bureau reports, property and background check documents
Review loan applications and provide clear, well-documented decisions by approving, declining, or requesting additional documentation or information, ensuring thorough justification for each determination
Review project completion status and process funding requests, and other related tasks as assigned
Analyze loan-to-value (LTV) ratios, debt-to-income (DTI) ratios, and other risk indicators to assess loan viability and identify potential risks
Proactively recommend strategies to mitigate risks, such as alternative solutions or adjustments to loan terms, ensuring all lending decisions follow company policies and regulatory standards
Ensure loan files adhere to company policies, internal guidelines, and all relevant federal and state regulations
Engage with contractors, dealers, and applicants to gather missing information, clarify discrepancies, and verify project status, timelines, and funding requests
Communicate with internal teams and management about findings, risk factors, and other critical issues that may affect loan decisions or project timelines
Clearly communicate loan conditions, approval decisions, and necessary follow-up steps to both applicants and internal stakeholders
Participate in virtual meetings and provide clear, concise explanations of loan decisions, using video conferencing tools (e.g., MS Teams) as necessary
Build and maintain strong, collaborative relationships with internal teams, stakeholders, and external partners, facilitating a smooth and efficient loan processing experience
Suggest and implement enhancements to operational procedures and guidelines to improve workflow efficiency, accuracy, and turnaround times
Stay informed about emerging industry trends, regulatory updates, and best practices to continuously refine processes and ensure the department remains at the forefront of industry standards
Utilize the loan origination system (LOS), customer relationship management (CRM) tools, and document management platforms to process, track, and manage loan applications effectively
Monitor and report on system performance, identifying opportunities for further optimization and system improvements
Qualification
Required
Strong analytical and decision-making abilities
Excellent communication and interpersonal skills
Proficiency in underwriting software and financial analysis tools
Knowledge of applicable regulations (e.g., TILA, RESPA)
Advanced knowledge of MS Office (e.g., Excel, Word, Outlook) and document management systems
Preferred
Bachelor's degree in finance, business, or a related field
2-5 years of experience in loan operations, with a focus on home improvement lending
Familiarity with home improvement financing and contractor/dealer assessment
Minimum one year of customer service experience in an inbound/outbound call center environment
Company
Lakeview Loan Servicing, LLC.
BEWARE of Unsolicited Job Offers that request a personal ID!!! Lakeview Loan Servicing, LLC (“Lakeview”) is a uniquely qualified mortgage finance company dedicated to assisting our customers with efficient and affordable refinancing and purchase options.
501-1000 employees
H1B Sponsorship
Lakeview Loan Servicing, LLC. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (6)
2023 (8)
2022 (6)
2021 (2)
2020 (2)
Funding
Current Stage
Late StageLeadership Team
Steve Lemmon
Chief Marketing Officer - Originations
Recent News
Business Insider
2025-07-16
Company data provided by crunchbase