Woodforest National Bank · 1 day ago
Credit Analyst I
The Woodlands, TX
Full-time
Onsite
Entry Level
1+ years expWoodforest National Bank is a diverse and inclusive bank recognized for its strong community focus. The Credit Analyst I is responsible for compiling and analyzing financial data to assess credit risk and prepare underwriting packages for loan requests.
Banking
Responsibilities
Gathers information needed to underwrite loan packages by conducting customer interviews and requesting credit reports and financial statements on borrowers and guarantors of proposed requests; works to clear any outstanding exceptions
Spreads financial statements and conducts comprehensive analyses to determine the degree of risk involved and profitability of extending credit or lending money, such as cash flow, trend and industry analysis
Prepares underwriting packages; communicates results and recommendations in a written narrative
Monitors and updates pipeline and other department reports; communicates with Relationship and Portfolio Managers on status of pending requests
Maintains physical and electronic credit files; retrieves documentation for audits, exams and assessments
Qualification
Required
1+ years' experience or exposure working with analytical tools such as excel or similar required
1+ years' experience working in a group setting and/or on non-complex business projects involving advanced calculations required
Bachelor's Degree in Accounting, Business, Finance or Economics required; with a minimum of 12 hours of accounting coursework to include Intermediate Accounting I and II, or an equivalent
Working knowledge of lending and credit risk management concepts, practices and procedures
Solid technology and internet skills, including intermediate proficiency in Microsoft Office (Word, Outlook, SharePoint and Excel) and ability to navigate financial software applications
Ability to manage multiple responsibilities and projects in a fast-paced environment with competing priorities and deadlines
Strong analytical skills with the ability to interpret financial data and identify trends
Good attention to detail and concern for data accuracy
Excellent critical thinking and decision-making skills; demonstrated ability to make sound business judgments
Strong customer service and communication skills, including technical writing abilities
Preferred
1+ years' experience in the banking or financial services industry with exposure to Credit Risk Management, Consumer/Commercial Loans, or similar lending compliance related work experience preferred
Company
Woodforest National Bank
Woodforest National Bank is a strongest community banks in the nation, offers quality customer service.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Scott Haney
Vice President, Corporate Operations
Todd Linden
Executive Vice President & Division Head Merchant Acquiring
Recent News
2025-09-12
Seattle TechFlash
2025-09-12
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