Otter · 6 hours ago
Staff Software Engineer (Money Engineering), Otter - New York
Otter is building the definitive operating system for restaurants, and they are seeking a seasoned Staff Software Engineer to help design and build the next generation of their financial products. The role involves tackling complex challenges in payments, money movement, fraud prevention, and financial reconciliation while driving the architectural vision for the Money Platform.
Computer Software
Responsibilities
Drive the architectural vision for the Money Platform to support Otter’s growth over the next 3–5 years
You act as a force multiplier for the team through advocacy of technical solutions and operational processes
You will foster a culture of quality and ownership on your team by setting code review and design standards, and advocating for them beyond your team through your writing and tech talks
Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability
You will help develop talent on the team by providing feedback and guidance, and leading by example
Qualification
Required
Proficiency in backend programming languages like Java or Go
Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis)
Experience with cloud platforms like AWS, Google Cloud, or Azure
Understanding of RESTful APIs, microservices, and distributed systems
Strong debugging and problem-solving skills
Preferred
8+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology
Experience leading cross-functional technical initiatives. Proven track record of defining multi-year technical roadmaps for complex domains
Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation
Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal)
Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data
Knowledge of fraud detection techniques and experience building or integrating with risk management systems
Benefits
Medical, dental, and vision insurance (multiple plans, incl. HSA options)
Company-paid life and disability insurance (short- and long-term)
Voluntary insurance: accident, critical illness, hospital indemnity
Optional supplemental life insurance for self, spouse, and children
Pet insurance discount
401(k)
Discretionary vacation days
8 paid holidays per year
Paid sick time
Paid Bereavement leave
Paid Parental Leave
Health Savings Account (HSA)
Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)