FourLeaf Federal Credit Union · 1 week ago
Senior Financial Risk Analyst
United States
Full-time
Remote
Mid, Senior Level
$40.41/hr - $48.50/hr
3+ years expFourLeaf Federal Credit Union is committed to the financial well-being of its members and seeks a Senior Financial Risk Analyst to support the Financial Risk Manager in identifying, measuring, monitoring, and reporting financial risks. The role involves advanced analytics to support strategic initiatives, capital planning, and risk governance while ensuring alignment with regulatory expectations.
BankingCommunitiesFinanceFinancial ServicesInsuranceLendingMortgage
Responsibilities
Analyze credit risk across loan portfolios, investments, and off-balance-sheet exposures, including asset quality trends, concentrations, and stress scenarios
Measure and monitor interest rate risk using ALM models (e.g., NII and EVE sensitivity analysis)
Evaluate liquidity risk through cash flow analysis, funding sources, stress testing, and contingency funding plans
Assess price/market risk related to the investment portfolio and other financial instruments
Assist in evaluating capital requirements for new products, business initiatives, balance sheet strategies, and strategic projects
Collaborate with relevant business units to gather relevant data and ensure accurate assessment of capital and risk impacts
Assist in the preparation of capital forecasts for monthly, quarterly, annual, and multi-year planning cycles, including the Annual Business Plan and internal stress testing scenarios
Support capital planning and risk appetite setting in partnership with Enterprise Risk, Finance, and Legal teams
Perform scenario and sensitivity analysis to evaluate capital adequacy under baseline and stressed economic and interest rate environments
Conduct capital metric benchmarking against peer credit unions and banks, incorporating regulatory guidance and industry developments to identify capital optimization opportunities
Analyze the impact of proposed changes in financial risk models and methodologies on capital, earnings, and risk metrics
Communicate model and capital impacts to stakeholders in a clear and concise manner
Perform model performance monitoring, back-testing, sensitivity analysis, and documentation in accordance with internal governance standards
Support the review and update of capital planning, financial risk, and reporting policies and procedures to ensure alignment with regulatory guidance and industry best practices
Ensure governance frameworks remain current and reflect changes in business strategy, risk profile, models, or regulatory requirements
Prepare documentation, analytics, and presentations summarizing capital and risk impacts for the Financial Risk Manager to present to senior management
Provide capital- and risk-related analytics and updates for key stakeholder forums, including ALCO, Capital Committee, Risk Committee, and Board of Directors
Support NCUA examinations, internal audits, and independent reviews by providing data, analysis, and issue remediation support
Assist in responding to regulatory inquiries related to capital adequacy, stress testing, and financial risk management practices
Partner with Finance, Lending, ALM, and IT teams to support strategic initiatives and balance sheet optimization
Assist management with special projects and ad hoc analyses related to capital strategy, earnings sustainability, and long-term financial resilience
Qualification
Required
Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related field
3-5 years' experience in a financial institution with a related area of Financial Risk Management, Insurance Management, Stress Testing, Model Risk, Finance and/or Accounting
Strong understanding of credit risk, interest rate risk, liquidity risk, market risk, and capital adequacy concepts
Preferred
Knowledge of analytical tools and systems (e.g., ALM software, SQL, Python, R, or similar) is preferred
Certifications: Financial Risk Management Certification (FRM) or Chartered Financial Analyst (CFA) are both preferred
Benefits
Medical, dental, and vision coverage
Life and disability insurance
Voluntary benefit programs
A 401(k) plan with employer match
Reimbursement and wellness programs
Annual performance-based bonus
Competitive 401(k)
Tuition and fitness reimbursement programs
Flexible work options
Volunteer opportunities
Executive “Water Cooler Chats”
Clubs, sports, and social events
Food truck days
Company
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union is a financial institution that offers savings, insurance, and loan products to support your finances.
501-1000 employees
Funding
Current Stage
Late StageRecent News
2026-01-16
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