Phillips 66 · 12 hours ago
Advisor I, Credit - Commercial
Houston, TX
Full-time
Onsite
Entry Level
$94K/yr - $114K/yr
1+ years expPhillips 66 is a company committed to fueling the future. As an Advisor I, Credit - Commercial, you will support sound credit decisions and help the business operate with confidence by monitoring credit exposure and collaborating with various teams.
EnergyLogisticsManufacturing
No H1B
U.S. Citizen Only
Responsibilities
Monitor credit exposure using internal systems and apply established credit policies to support informed credit decisions
Investigate aged debt, work with customers and account managers to resolve underlying issues and recommend actions that maximize collections
Review and assess new counterparties or new activity for existing relationships, identifying key credit risk drivers and communicating findings clearly
Prepare accurate reports and insights that support credit reviews, operational needs, and day‑to‑day decision‑making
Work independently to resolve complex process questions and escalate policy exceptions when required
Partner with commercial, legal, accounting, and credit evaluation teams to support credit limit recommendations and resolve collection challenges
Negotiate and support credit enhancements such as guarantees or letters of credit in alignment with established guidelines
Maintain accurate exposure data, ensure documentation quality, and contribute to ongoing improvements in credit processes
Address issues such as delinquencies, disputes, or potential bankruptcies with sound judgment and timely follow‑through
Build your expertise through hands‑on analysis, technology adoption, and collaboration in a fast‑paced environment
Qualification
Required
1 or more years of experience providing credit support in the energy industry, specifically in the power and natural gas sector
High School Diploma or GED equivalent
Legally authorized to work in the job posting country
Preferred
Bachelor's degree or higher in Finance, Accounting, or a related field
Experience providing credit support in the energy industry, especially natural gas or power
Familiarity with financial statements and financial analysis
Proficiency with SAP or similar enterprise systems
Ability to analyze data, apply established financial policies, and follow defined credit processes with accuracy
Strong verbal communication skills to resolve inquiries and support internal and external partners
Comfort working in a fast‑paced environment and collaborating with cross‑functional teams
Benefits
Annual Variable Cash Incentive Program (VCIP) bonus
8% 401k company match
Cash Balance Account pension
Medical, Dental, and Vision benefits with an annual company contribution to a Health Savings Account for employees on HDHP
Total well-being programs and incentives, including Employee Assistance Plan, well-being reimbursement, and backup family care services
Company
Phillips 66
Energy manufacturing and logistics company
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$2BKey Investors
Elliott Management Corp.
2025-09-16Post Ipo Debt· $2B
2025-02-11Post Ipo Equity
2012-05-01IPO
Leadership Team
Mark Lashier
Chairman and CEO
J
Jeff Dietert
Vice President, Investor Relations
Recent News
2026-01-16
Company data provided by crunchbase