Personal Line Underwriter - HYBRID jobs in United States
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DB INSURANCE CO., LTD. (U.S. BRANCH) · 13 hours ago

Personal Line Underwriter - HYBRID

DB INSURANCE CO., LTD. (U.S. BRANCH) is seeking a Personal Lines Underwriter to join their team. The role involves underwriting and managing a portfolio of Personal Lines policies, ensuring compliance with guidelines, analyzing risk data, and fostering relationships with agencies to drive business growth.

Employee BenefitsFinancial ServicesInsurancePersonal Finance

Responsibilities

Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
Work closely with other team members and management to achieve monthly and annual branch goals
Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
Build and maintain strong agency relationships to foster growth and support business development efforts
Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
Review data accuracy and prepare monthly closing reports for each product line

Qualification

Underwriting experienceAnalytical skillsDecision-making skillsMicrosoft Office SuiteUnderwriting softwareCommunication skillsProfessional designationsCollaboration skillsCross-functional teamwork

Required

Minimum 5+ years of experience in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
Bachelor's degree in Business, Finance, Insurance, or a related field, or equivalent experience
Strong analytical and decision-making skills, with a solid understanding of underwriting principles
Excellent communication skills, with the ability to work collaboratively with agents and internal teams
Ability to collaborate effectively with cross-functional teams to meet goals
Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software

Preferred

Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus

Benefits

Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
Paid time off and sick leave
13 Annual paid holidays
401(k) plan with up to 4% company match
Fringe Benefit reimbursements
Job-related training reimbursement
Casual dress code
Hybrid after 1 year of employment

Company

DB INSURANCE CO., LTD. (U.S. BRANCH)

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Established in March 1962 as the first auto insurance company in South Korea, DB Insurance has grown into a leading provider of differentiated non-life insurance products and services.