Mortgage Underwriter jobs in United States
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TEKsystems · 8 hours ago

Mortgage Underwriter

TEKsystems is a leading provider of business and technology services, and they are seeking a Mortgage Underwriter. The role involves analyzing loans, reviewing documentation, and collaborating with loan originators to ensure proper data collection and adherence to industry guidelines.

Information Technology
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H1B Sponsor Likelynote

Responsibilities

Analyze loans to make a valid recommendation
True underwriting experience, calculating income and/or VA SAR ability
Ability to do a manual underwrite
The system pulls red flags to deny loans; ex. Credit, income liabilities etc. they get about 300-400 per day. This team would manage that specific case load, identify which ones have the potential to clear and pass it along to a higher-level UW
Review collected documentation against company, NCUA, USPAP and all other relevant industry loan acceptance guidelines
Review contracts related to real estate, such as age restrictions, HOAs, etc
Work closely and collaborate with loan originator and processor to ensure all appropriate data is obtained
Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers
Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products

Qualification

Mortgage Underwriting experienceLoan Processing experienceManual underwritingMortgage IndustryFamiliar with agency guidelinesCalculating incomeQuick decision makingCollaboration skillsAdaptability

Required

Applicants must have UW experience
Extensive Mortgage Underwriting or Loan Processing experience
True underwriting experience, calculating income and/or VA SAR ability
Ability to do a manual underwrite
The system pulls red flags to deny loans; ex. Credit, income liabilities etc
Review collected documentation against company, NCUA, USPAP and all other relevant industry loan acceptance guidelines
Review contracts related to real estate, such as age restrictions, HOAs, etc
Work closely and collaborate with loan originator and processor to ensure all appropriate data is obtained
Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers
Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products
Must have at least 1 year of Mortgage Underwriting experience
Knowledgeable of the Mortgage Industry
Familiar with agency guidelines i.e. Fannie, Freddie, VA
Ability to quickly adjust
Quick decision making
Comfortable with conditions, especially DU conditions
Familiar with/ability to calculate income
Experience reviewing CBR's
Experience in a production-based environment

Preferred

Experience in Equity Underwriting would be beneficial as well, but this can be trained if they have UW experience
Certifications in Conventional, FHA, VA, desktop underwriter/processing experience are preferred, not required

Benefits

Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long-term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)

Company

TEKsystems

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At TEKsystems, they understand people. Every year they deploy over 80,000 IT professionals at 6,000 client sites across North America,

H1B Sponsorship

TEKsystems has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (46)
2024 (52)
2023 (33)
2022 (22)
2021 (36)
2020 (53)

Funding

Current Stage
Late Stage

Leadership Team

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Ryan Skains
Vice President, TEKsystems Global Services
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Company data provided by crunchbase