Needham Bank · 1 month ago
Commercial Real Estate Lender
Needham Bank is a financial institution seeking a Commercial Real Estate Lender. The role involves evaluating and authorizing commercial loans, advising borrowers, and managing a loan portfolio while ensuring compliance with bank policies and regulations.
BankingCommunitiesFinancial Services
Responsibilities
Work closely with team on new and existing commercial loan requests
Meet with applicants to obtain information for loan applications and to answer questions about the process
Analyze applicant financial status, credit and property evaluations to determine feasibility of granting loans
Originate and close new loans to existing customers and prospects consistent with the Bank’s loan policies and state and federal regulations
Present new loan requests and other reports as necessary (i.e.: CARs, Loan Review Responses) to the appropriate approval authorities within the Bank
Stay abreast of new types of loans and other financial services and products to better meet clients’ needs
Submit applications to credit analysts for verification and recommendation
Work with clients to identify their financial goals and to find ways of reaching those goals
Confer with team leader to aid in resolving commercial loan application problems as necessary
Manage an existing commercial loan portfolio
Cross-sell other bank products including: deposit products, cash management and wealth management
Respond to customer and prospect inquiries
Coordinate residential loan (to commercial customers or their end-users) requests with the Bank’s residential lending group
Assist in the collection/work out activities with troubled/non-performing assets
Represent the Bank at various community functions
Participate on Bank task forces and committees as assigned
Perform additional duties as requested, needed or assigned
Qualification
Required
Extensive knowledge of financial institution policies and procedures
Strong knowledge of commercial lending practices and related areas
Knowledge of department support structures, resources and personnel
Good sales, organizational, communication and public relations skills particularly in working with documentation that requires special handling
Strong analytical and interpersonal skills
Knowledge of commercial real estate lending policies and procedures
Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable and highly self-motivated
Superior customer service skills, exceed customers' expectations
Fluent written and verbal English communication skills
Ability to adhere to Needham Bank's Core Values ( Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing )
Bachelor's degree in business, finance or related area
Five or more years' experience in commercial banking
Educated in banking federal and state regulations and laws
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data
Benefits
Fully paid medical and dental insurance
HRA
401(k) plan with an 8% bank match
Paid time off (PTO)
Paid holidays
A bonus program
Flexible spending accounts
Vision service plan
Group term life insurance
Short and long term disability insurance
Tuition reimbursement
Employee Assistance Program
Company
Needham Bank
Needham Bank is a community bank based in the greater Boston area.
Funding
Current Stage
Growth StageRecent News
2025-12-19
NH Business Review
2025-12-06
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