Cleo · 4 hours ago
Senior Credit Analyst
United States
Full-time
Remote
Mid, Senior Level
$155K/yr - $200K/yr
3+ years expCleo is a fast-growing fintech company on a mission to change humanity's relationship with money. They are seeking a Senior Credit Analyst to help build next-generation credit underwriting models and strategies, leveraging data and analytics to manage credit risk and enable profitable growth.
Artificial Intelligence (AI)FinanceFinancial ServicesFinTech
Responsibilities
Leverage Cleo’s proprietary data and third party data to reduce loss rates and improve customer experience
Optimize our risk thresholds, policies and strategy to expand member access and eligibility criteria of our credit products
Apply your expertise in quantitative analytics to understand drivers of risk and suggest strategies to mitigate them
Build dashboards to monitor and report the performance of credit products
Design, execute, and analyze the results of experiments across our credit product
Leverage state of the art techniques to combat and mitigate fraud risk
Willingness to challenge the conventional thinking and try new ideas to solve complex business problems
Maintain a strong data driven culture within the company by interacting with diverse internal functions
Qualification
Required
Bachelor's degree in Engineering, Math, Finance or other quantitative discipline; Masters degree is a plus
3-5 years of analytical experience, preferably in a credit risk role at a FinTech company
Experience in designing lending products compliant with US state and federal regulations
Experience in SQL, Python or other statistical modeling tools
Advanced Microsoft Excel skills
Experience/knowledge of working with A/B testing
Preferred
Experience with Python for data analysis with Pandas or Numpy
Knowledge of state of the art machine learning techniques
Benefits
Company-wide performance reviews every 6 months
Generous pay increases for high-performing team members
Equity top-ups for team members getting promoted
25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)
6% employer-matched pension in the UK
Private Medical Insurance via Vitality, dental cover, and life assurance
Enhanced parental leave
1 month paid sabbatical after 4 years at Cleo
Regular socials and activities, online and in-person
We'll pay for your OpenAI subscription
Online mental health support via Spill
Workplace Nursery Scheme
And many more!
Company
Cleo
Changing the world’s relationship with money.
201-500 employees
H1B Sponsorship
Cleo has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2023 (1)
2022 (2)
2021 (1)
Funding
Current Stage
Growth StageTotal Funding
$137.5MKey Investors
SofinaEQT VenturesTriplePoint Capital
2022-06-16Series C· $80M
2020-12-10Series B· $44M
2019-06-17Debt Financing
Leadership Team
Barnaby Hussey-Yeo
Founder and CEO
Recent News
2026-01-15
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2026-01-14
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Company data provided by crunchbase