Credit Product Manager jobs in United States
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PNC · 18 hours ago

Credit Product Manager

PNC is a financial services company that values its employees as its greatest differentiator. As a Credit Product Manager, you will manage a team and serve as a credit product expert, structuring credit transactions and collaborating with relationship managers to drive revenue through credit products.

BankingFinanceFinancial Services
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Responsibilities

Serves as a market level credit product expert in addition to direct management of a team within Credit Products
Structures and advises clients on types of credit and credit-related transactions to meet clients needs while staying within the Bank's risk profile
Responsible for the entire execution of credit related products and all other credit products including but not limited to ACH, FX, EF and Derivatives
Manages the diligence/approval process and negotiate all legal documents and closing
Partners effectively with the Relationship Banking team to help identify and drive revenue through credit products
Directly responsible for managing a portfolio of borrowers and all portfolio management activities, including direct and on-going communication with the clients
Collaborates with RMs and other product partners (i.e. TM, FX, DCM) to assess credit needs generate ideas and deliver integrated solutions
Able to assess industry dynamics to advise on the best solutions
Participates in client and prospect calls in conjunction with the Relationship Managers
Responsible for structuring credit transactions within the banks credit risk appetite
Leads team through internal white boarding and diligence sessions to assess viable solutions
Drives the internal credit approval process, loan documentation and closing
Responsible for the direct management of a team of employees to handle all aspects of the credit process
Plays a key role in training, mentoring and developing junior talent

Qualification

Credit Risk ManagementPortfolio ManagementClient Relationship ManagementFinancial AnalysisData AnalyticsAnalytical ThinkingCredit AnalysisVerificationCommercial Real EstateConsumer LendingFinancial OperationsPortfolio RiskRisk AppetiteNegotiatingDecision MakingCritical Thinking

Required

University / college degree
8+ years of industry experience
5 years of prior management experience
Ability to assess industry dynamics to advise on the best solutions
Direct management of a team within Credit Products
Ability to structure and advise clients on types of credit and credit-related transactions
Management of a portfolio of borrowers and all portfolio management activities
Collaboration with RMs and other product partners to assess credit needs and generate ideas
Driving the internal credit approval process, loan documentation, and closing
Training, mentoring, and developing junior talent
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction
Managing Risk - Assessing and effectively managing all of the risks associated with business objectives and activities
Include Intentionally - Cultivates diverse teams and inclusive workplaces
Live the Values - Role models values with transparency and courage
Enable Change - Takes action to drive change and innovation
Achieve Results - Takes personal ownership to deliver results
Develop the Best - Raises the bar with every talent decision

Preferred

Analytical Thinking
Commercial Real Estate
Competitive Advantages
Consumer Lending
Credit Risk Management
Data Analytics
Decision Making
Financial Operations
Portfolio Risk
Risk Appetite
Client Relationship Management
Credit Analysis and Verification
Decision Making and Critical Thinking
Financial Analysis
Knowledge of Underwriting
Negotiating
Portfolio Management

Benefits

Medical/prescription drug coverage (with a Health Savings Account feature)
Dental and vision options
Employee and spouse/child life insurance
Short and long-term disability protection
401(k) with PNC match
Pension and stock purchase plans
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
A robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
Between 15 to 25 vacation days each year, depending on career level and years of service

Company

PNC is a financial service company providing bank deposits products and services to its community.

Funding

Current Stage
Public Company
Total Funding
unknown
1975-11-17IPO

Leadership Team

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Keith Hayes
SVP, PNC Aviation Finance
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M
Michael Gaber
Senior Vice President - Originations
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