Prosperity Bank · 14 hours ago
Mortgage Loan Officer (Full Time) - Dallas
Dallas, TX, US
Full-time
Onsite
Mid Level
3+ years expProsperity Bank is a financial institution seeking a Mortgage Loan Officer to source new mortgage loan business. The role involves taking loan applications, providing necessary documentation, and ensuring effective communication throughout the mortgage loan process.
BankingFinancial Services
Responsibilities
The principal responsibility of the MLO is the origination of eligible mortgage loans. This requires focus on the marketing activities necessary to generate mortgage loan referral activity from Prosperity Banking Centers, realtors, home builders, financial planners, networking groups, trade associations and personal sphere of influence
MLOs have a minimum production expectation: 1. Monthly: 5 units or $1.0 Million in eligible loan volume 2. 90 day rolling average: 15 units or $3.0 Million in eligible loan volume 3. The above represents the minimum expectation
If the MLO is provided a Prosperity Bank assignment, the MLO is to visit the Bank on a regular basis to build internal relationships, educate the Bank employees about the ways to introduce Bank customers to the mortgage department and look for opportunities to introduce non-bank mortgage customers to the variety of financial services offered by Prosperity Bank with a warm handoff to the Bank employees in the assigned Banking Center. The mortgage referrals received from the Bank should be an adjunct to their self-sourced business
Responsible for establishing and maintaining effective communication, coordination, and working relations with Bank personnel in the mortgage fulfilment area and with management
As an MLO, you are to present yourself in a professional manner, representing Prosperity Bank with the highest level of professional conduct and ethical behavior, while always looking after the safety of the customer’s personal information and the best interest of the Bank
The MLO is to meet with potential customers to understand their financial needs and present them with the best mortgage products to suit those needs
The MLO is to oversee the customer experience through the entire loan process, from origination and analysis to loan closing
The MLO is to stay informed of, and abide by, the lending standards and related legal requirements and always strictly adhere to all Bank policies, regulatory and legal requirements
Qualification
Required
High school graduate or equivalent, advance degree preferred
Knowledge of Bank consumer mortgage lending policies, procedures, and guidelines
Understanding of financial analysis and determination of credit worthiness
NMLS certified
3 to 5 years of prior mortgage banking experience, including a working knowledge of FNMA/FHLMC, FHA, VA
Excellent communication and public relations skills
Financial analytical skills
Solid interviewing skills
Able to use related computer applications and business machines
Ability to withstand moderate physical activity throughout the workday (standing, walking, reaching, driving)
Ability to sit for extended periods of time
Ability to lift or move up to 25 pounds on occasion
Ability to maintain attention and concentration for extended periods of time
Ability to deal with a variety of variables under only limited standardization
Able to interpret various instructions
Ability to compute interest, payments, profit and loss, financial ratios, percentage, cash flow, and debt service
Able to perform very simple algebra
Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias
Ability to prepare memos, internal loan applications, reports, and essays using proper punctuation, spelling, and grammar
Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses
Company
Prosperity Bank
Prosperity Bank offers a variety of traditional loan and deposit products to its customers.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Aaron Shelby
DFW Area President
Mays Davenport
Director of Corporate Strategy
Recent News
2026-01-03
Morningstar.com
2025-11-05
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