EXL · 2 hours ago
Senior Product Manager - Lending and Decisioning Platforms
United States
Full-time
Remote
Senior Level
$145K/yr - $160K/yr
5+ years expEXL is a global analytics and digital solutions company that partners with leading organizations to drive smarter decision-making. They are seeking a highly analytical Senior Product Manager to support a financial services client in optimizing and integrating a third-party decisioning engine with proprietary core platforms, impacting risk assessment and funding velocity for small businesses nationwide.
AnalyticsBankingOutsourcing
Hiring Manager
Jahna Montague
Responsibilities
Own and evolve the product roadmap for a third-party decisioning engine, balancing approval rates, risk exposure, and funding speed
Continuously improve decision accuracy and efficiency across multiple workstreams to support increased funding volume
Lead API integrations and data exchanges between the decision engine and internal core systems
Partner with engineering teams to ensure data stability, scalability, accuracy, and performance
Own complex initiatives from ideation through launch, including post-release analysis and iteration
Translate business needs into clear product requirements and technical solutions
Serve as the primary bridge between technical teams and business stakeholders (Pricing & Strategy, Underwriting, Sales)
Clearly communicate complex technical concepts to non-technical audiences and business priorities to engineering teams
Define, monitor, and report on KPIs tied to risk, approval rates, and funding velocity
Design and execute A/B tests to refine decision parameters and quantify business impact
Coach and mentor junior product managers, fostering strong product thinking and execution discipline
Proactively surface risks, opportunities, and improvement ideas within the product organization
Develop deep understanding of small business financing workflows, including underwriting and offer drafting
Stay informed on competitive platforms and internal systems to inform strategic product decisions
Qualification
Required
5+ years of product management experience, ideally within FinTech, lending, or high-growth financial services environments
2+ years of hands-on experience managing or optimizing decision engines (e.g., Taktile, FICO Blaze, Zoot, Encino, Provenir, Lendflow, or similar)
Strong understanding of Merchant Cash Advance (MCA) or Revenue-Based Financing lifecycles
Demonstrated experience with API integrations and complex data flows across multiple systems
Strong analytical background with experience using SQL, Python, or advanced Excel to inform product decisions
Proven ability to receive feedback, adapt quickly, and engage in complex strategic problem-solving
Bachelor's degree in Business, Finance, Computer Science, or a related quantitative field
High level of professionalism, sound judgment, and strong collaboration skills
Benefits
Flexibility: Remote-first culture with flexibility around location and working hours.
High-Impact Engagement: Play a critical role in a data-driven lending platform that directly supports small business growth.
Client-Facing Leadership: Operate as a trusted product leader within a sophisticated fintech environment.
Growth-Oriented: Opportunity to influence platform strategy while expanding your leadership footprint across EXL’s fintech portfolio.
Company
EXL
EXL is a provider of Transformation and Outsourcing services to Global 1000 companies in multiple industries
10001+ employees
H1B Sponsorship
EXL has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$150MKey Investors
The Orogen GroupFTV Capital
2018-10-02Post Ipo Debt· $150M
2006-10-20IPO
2004-12-01Series Unknown
Leadership Team
Rohit Kapoor
Chairman & Chief Executive Officer
Brad Burdick
SVP, Insurance Domain Platforms
Recent News
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2026-01-13
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2025-12-24
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2025-12-24
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