Principal Software Engineering Architect (Payments) jobs in United States
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Citizens · 16 hours ago

Principal Software Engineering Architect (Payments)

Citizens is a company that invests in the humans who build the logic, ideas, and innovations that bring new technologies to life. As a Principal Architect, you'll lead the full architectural lifecycle, ensuring all projects meet aesthetic, technical, regulatory, and budgetary standards while mentoring teams and driving innovation.

BankingCredit CardsFinancial ServicesFinTechRetail

Responsibilities

Lead architectural vision and develop high-level design concepts and detailed plans for major projects
Review and approve architectural design, specifications, and construction documents for quality and compliance
Coordinate with clients, engineers, contractors, and stakeholders, managing trade-offs between aesthetics, budget, and regulations
Conduct site assessments to monitor progress and ensure alignment with design specifications
Research and incorporate new materials, construction methods, sustainable practices, and technologies
Mentor and guide junior architects, shaping design standards and fostering technical excellence
Engage in business development: present design proposals, manage client relationships, and support marketing efforts
Work with fellow team members and guide them on any technical deliveries

Qualification

Architectural design principlesJavaPythonLeadershipOracleSpringbootIBM MQKafkaGraphQLInnovation mindsetClient-facing experienceSustainable designCommunication skillsMentoring

Required

Lead architectural vision and develop high-level design concepts and detailed plans for major projects
Review and approve architectural design, specifications, and construction documents for quality and compliance
Coordinate with clients, engineers, contractors, and stakeholders, managing trade-offs between aesthetics, budget, and regulations
Conduct site assessments to monitor progress and ensure alignment with design specifications
Research and incorporate new materials, construction methods, sustainable practices, and technologies
Mentor and guide junior architects, shaping design standards and fostering technical excellence
Engage in business development: present design proposals, manage client relationships, and support marketing efforts
Work with fellow team members and guide them on any technical deliveries
Have good experience in technologies such as Java, Python, GraphQL, IBM MQ, Kafka, API Connect, etc
Should possess 15+ year's experience in technologies such as Java, Oracle, Springboot, Python, IBM MQ, Kafka, and other emerging technologies
Superior communication skills for effective presentations and negotiations with varied audiences
Innovation mindset with ability to integrate new materials, tech, and sustainable design
Bachelor's degree in Information Technology, Computer Science or equivalent industry experience
Extensive experience (usually 10+ years) across project lifecycle phases within architecture and software development
Demonstrated success in leading large-scale, complex projects and cross-functional teams
Experience in business development and client-facing roles may be essential

Preferred

Master's degree preferred
Having experience in some of the payment products such as EPP (FISERV) and MTS (ACI) will be a plus
Having functional knowledge on different payment methods such as Real-time payments, ACH, Wires is a plus

Benefits

Comprehensive medical, dental and vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off policy exceeds the mandatory, paid sick or paid time-away policy

Company

Citizens

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At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Funding

Current Stage
Public Company
Total Funding
$2B
2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO

Leadership Team

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Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
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Steve Kozek
Head of Commercial Excellence, Senior Vice President
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Company data provided by crunchbase