State of Tennessee · 1 day ago
BANK EXAMINER 4 - 01262026-74728
The State of Tennessee is seeking a Bank Examiner 4 to lead examinations of state chartered financial institutions. The role involves overseeing examination teams, ensuring compliance with banking laws, and analyzing financial data to assess risk management policies.
AgricultureChildrenEducationGovernmentHealth Care
Responsibilities
Lead- For the examination of complex, troubled, and satisfactorily rated institutions, serve as Examiner-in-Charge leading the examination team, serve as Asset Manager overseeing the examination team's evaluation of loans, other real estate, and investments, and serve as Operations Manager overseeing the team's evaluation of capital, earnings, liquidity, interest rate risk, and internal controls. Risk-focuses examination procedures and employees a regulatory balance approach to all examination activities
Make Decisions and Solve Problems- Determine initial CAMELS ratings, determines initial loan ratings, assesses and determines if the financial institutions' overall risk management policies and procedures are sufficient and effective in averting risk, and interprets regulatory statutes, guidelines, policies, and procedures for internal and external customers to ensure that financial institutions are meeting all state and federal guidelines
Analyze Data or Information- Reviews and analyzes loans to determine credit quality, potential risk of loss to capital. Reviews appropriateness of Allowance for Credit Losses. Examines and analyzes the capital position, earnings profile, liquidity position, sensitivity to market risk posture, other real estate portfolio, and Bank Secrecy Act / Anti-Money Laundering program
Organize, Plan, and Prioritize Work- Completes examination preplanning and scoping assignments, manages and prioritizes multiple work assignments, and organizes, plans, and oversees meetings with financial institution management/directorate and other regulatory agencies
Communicate Information- Establishes and maintains a diverse array of professional relationships with executives from financial institutions, federal counterparts, accountants, and legal professionals to ensure a comprehensive understanding of the institutions under our regulation. Engage collaboratively with federal regulators and banking industry representatives to foster a balanced and consistent regulatory framework
Prepare and Review Written Comments, Analyses, and Related Documentation- Write comments and analyses for examination reports, scope memoranda, work papers, and other documentation to support findings, conclusions, and ratings. Reviews comments and analyses prepared by other members of the examination team to determine accuracy and relevancy
Relevant Industry Knowledge- Maintains up-to-date knowledge of regulatory processes, procedures, regulatory, and industry trends. Provide positive coaching to team members. Actively participate in required schools/training and complete requisite pre-course work when applicable
Travel- Travel to examination and other work sites. Travel to in-state and out-of-state locations to complete examination training
Qualification
Required
Graduation from an accredited college or university with a bachelor's degree in finance, accounting, banking or business-related field and a minimum of nine semester hours of accounting and/or finance
Experience equivalent to four years of full-time professional bank examination work with a federal or state agency
Must demonstrate satisfactory completion of the FDIC Introduction to Examination School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve
Must demonstrate satisfactory completion of the FDIC Financial Institution Analysis School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve
Must demonstrate satisfactory completion of the FDIC Asset Liability Management School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve
Must demonstrate satisfactory completion of the FDIC Loan Analysis School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve
Must demonstrate satisfactory completion of the FDIC Examination Management School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve
Must possess and maintain a valid motor vehicle license
Upload of academic transcripts required with application
This position requires a criminal background check
Company
State of Tennessee
State government is the largest employer in Tennessee, with approximately 43,500 employees in the three branches of government.
Funding
Current Stage
Late StageRecent News
Government Technology US
2026-01-23
The Philadelphia Inquirer
2025-06-21
EIN Presswire
2025-05-01
Company data provided by crunchbase