Intern- Credit Analyst, Commercial Banking jobs in United States
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Zions Bancorporation · 2 hours ago

Intern- Credit Analyst, Commercial Banking

Zions Bancorporation is seeking an intern to work in their Commercial Banking Group. The intern will assist with the execution of the 2026 World Trade Center Crossroads of the West Conference and will analyze financial statements, tax returns, and credit reports as part of the loan underwriting process.

AgricultureBankingFinanceFinancial Services
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Responsibilities

Assist with the execution of the 2026 World Trade Center Crossroads of the West Conference in partnership with the World Trade Center Utah
Analyze financial statements of borrowers and guarantors and participate in underwriting key strengths and weaknesses
Analyze individual tax returns and credit reports to calculate debt to income ratio and personal cash flow available to service debt
Analyze borrower financial statement ratios and compare to the industry averages and generate a summary of questions/issues to discuss as part of loan underwriting
Perform research on individual owners and businesses and provide a summary of any findings
Review industry research reports to provide a summary of the specific industry for commercial and industrial loans
Author Credit Presentations with Mentor
Present Pre-Flight / Credit Presentation to State Credit Administrator
Assist in completing covenant testing and annual loan reviews
Participate in sales calls with Relationship Manager
Attend a Problem Loan Meeting

Qualification

Financial analysisCredit underwritingLending processesAnalytical skillsCustomer serviceCommunication skillsMicrosoft ExcelMicrosoft WordMicrosoft PowerPointDetail orientedOrganizational skillsProblem-solving skills

Required

Currently working on a Bachelor's or Master's degree with strong emphasis in finance, accounting, business or related coursework
Basic working knowledge or interest of financial and spread analysis, credit, lending and underwriting processes and principles
Knowledge or interest in working with various types of loans, credit risk, legal and regulatory requirements
Requires strong interpersonal and customer service skills
Good communication skills, both verbal and written, is essential
Detail oriented with strong analytical, organizational, and problem-solving skills
Ability to make sound decisions and be inquisitive. Is not afraid to ask questions or make recommendations
Working knowledge of computer software programs including Excel, Word, Power Point, etc

Preferred

Local candidates preferred

Company

Zions Bancorporation

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Zions Bancorporation is a financial services company involved in SBA lending, public finance advisory services, and agricultural finance.

Funding

Current Stage
Public Company
Total Funding
$1.09B
2025-08-11Post Ipo Debt· $500M
2024-11-14Post Ipo Debt· $500M
2013-09-13Post Ipo Debt· $87.9M

Leadership Team

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Harris Simmons
Chairman and CEO
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Company data provided by crunchbase