Centreville Bank · 1 week ago
Residential Mortgage Loan Officer
Rhode Island/Southern Massachusetts
Full-time
Onsite
Mid LevelCentreville Bank is seeking a Residential Mortgage Loan Officer to originate residential mortgage loans and achieve sales goals. The role involves developing relationships with real estate professionals, ensuring high-quality service, and maintaining compliance with industry regulations.
BankingCommunitiesFinancial Services
Responsibilities
Originates residential mortgage loans; achieve and exceed sales goals; promote the Bank and its lending services to the real estate community; participate in and promote the Bank in community activities; develop and follow through on all sales leads and referrals providing high quality service
Solicit customers by developing relationships with Realtors, builders, lawyers, accountant and business owners to ensure a continuous reference source for mortgages and loans
Conducts meetings and / or seminars to cultivate relationships
Demonstrated ability to meet loan production goals; thorough knowledge of all mortgage real estate loan criteria, documentation and requirements, and all relevant industry regulations
Maintain high level of customer service by clearly communicating terms of loan options available, follow up, and availability to answer questions
Compiles and analyzes data for residential real estate loan requests and evaluates loan applications and documentations for credit worthiness
Prepares residential loan packages in accordance with Bank standards
Accountable for the quality and delivery of a well-documented file with a timely application submission
Outlines loan terms and conditions, and informs the borrower of loan commitments
Effectively utilizes pipeline management to track and effectively manage loans on a daily basis
Maintain a database of past clients for future marketing opportunities
Keeps management apprised of competitive products, pricing and marketing activities
Distributes market data and general loan information to the real estate community as directed by Bank management
Participates and promotes the Bank’s networking, CRA programs, and community involvement activities
Must stay informed of trends and developments in the local real estate market
Maintain current knowledge and consistent compliance with regulations, bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements
Qualification
Required
Bachelor's degree in Business or related field
Familiarity with lending practices, regulatory environment, and banking products and services
Strong written and verbal communication skills required
Proficient in Microsoft Word, Excel, and PowerPoint
Ability to multitask and work independently in a deadline driven environment
Preferred
Previous experience in mortgage banking preferred
Company
Centreville Bank
Centreville Bank is a community bank operating in Rhode Island.
Founded in 1828
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Jill (St. Martin) DeShiro
EVP/CFO/COO
Rachel Barrett
SVP, Chief Credit Officer
Recent News
Providence Business News
2026-01-16
Providence Business News
2026-01-03
Providence Business News
2025-11-27
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