gpac · 7 hours ago
Commercial Loan Analyst Needed (Greater Cleveland)
Cleveland, OH
Full-time
Onsite
Mid, Senior Level
$75K/yr - $100K/yr
3+ years expGPAC is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States. They are seeking a Commercial Loan Analyst II or III to conduct financial analysis and risk assessments for commercial loans, ensuring compliance with banking regulations and providing detailed loan reviews.
ConsultingHuman Resources
Responsibilities
Contacts borrowers and tracks receipt of annual financial information as required by the loan documents; analyzes financial statements of all levels of quality to develop an initial assessment by identifying strengths and weaknesses as pertaining to a borrower’s historical and current operating performance
Completes and reviews existing bank commercial loans and completes risk rating analysis on portions of the portfolio; reviews loan documentation for completeness and accuracy; indicates any missing documentation; prepares and reviews in depth written analyses for relationships of all sizes and all levels of complexity; ensures compliance testing of loan requirements
Researches industry specific information from outside sources, including conversations with the borrower, industry publications, area libraries, credit agencies, as well as accessing information through the internet; assists loan officers with questions
Presents loan reviews to committee, including risk rating recommendation and the analysis and merits behind the rating; articulates reasoning behind the rating and defends recommendation if needed
Creates and maintains credit files; performs credit analysis; analyzes customer financial information; generate reports based on commercial loan portfolio
Performs credit loan review due diligence, quantitative analysis; conducts risk ratings on credits or credit analysis; monitors financial statements; requests financials and letters of credit; performs compliance testing of loan requirements
Prepares credit risk reviews for annual audit
Attends training and works with experienced credit analysts to develop credit analyst skill set and technique and builds banking knowledge
Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations
Analyze all financial statements in conjunction with underwriting commercial loan requests. Prepare, analyze, and review in depth written analysis for relationships. Prepare complete credit presentation that incorporates and analyzes all relevant borrower and related financial information. Loan requests include CRE and C&I
Work with Loan Officer / Business Banker to assemble all financial information as to develop an initial assessment by identifying strengths and weaknesses as pertaining to a borrower’s historical operating performance
Review loan structure of new requests identifying any risks or policy exceptions. Make recommendations on loan structure or reporting requirements where appropriate
Expert knowledge of industry and bank credit and underwriting procedures and practices
Monitors service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable
Qualification
Required
3 to 10 years of experience in financial analysis or credit analysis is required
Bachelor's degree or commensurate experience is required
Proficiency in MS Office [Outlook, Excel, Word] or similar software is required
Preferred
Experience in financial analysis or credit analysis is preferred
EasyLender, Cleartouch, OnBase, various government and investor software/web portals is preferred
CreditQuest is preferred
Experience in financial services or banking is preferred
Benefits
401k
Medical
Dental
Visio
Company
gpac
gpac is a staffing and recruiting company that provides talent recruitment and development services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Chad Feldman
Shareholder/Board Member
Matthew Good
Principal Shareholder / Vice Chairman of Board
Recent News
Seattle TechFlash
2025-09-04
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