X4 Technology · 3 hours ago
Solutions Consultant
NYC Metro Area
Full-time
Hybrid
Senior Level, Lead/Staff
$150K/yr - $160K/yr
8+ years expX4 Technology is a global fintech consultancy and banking technology provider, seeking a Senior Payments Solutions Consultant to join its North America team. The role involves leading pre-sales solutioning and deal enablement for enterprise wholesale banking payment platforms, partnering with Sales, Product, and Delivery teams to create compelling solutions for Tier-1 banks and large financial institutions.
ConsultingRecruitingStaffing Agency
Hiring Manager
Jemima F.
Responsibilities
Lead pre-sales engagements for wholesale banking payments across Tier-1 and mid-market banks in North America
Partner with Sales to run solution discovery sessions, workshops, and requirements capture with senior banking stakeholders
Design end-to-end payment solutions covering real-time payments, RTGS/high-value payments, correspondent banking, clearing & settlement, FX and treasury flows
Map client business processes to modern, composable payment platform capabilities
Build and deliver high-impact demos, proof-of-concepts, and solution architecture blueprints
Own and contribute to RFP/RFI responses, SOW scoping, pricing inputs, and TCO/ROI materials
Coordinate cross-functional proposal teams across product, engineering, security, and delivery
Advise banks on legacy modernisation, ISO 20022 migration, cloud adoption, APIs, and enterprise integration patterns
Act as a trusted domain expert in executive presentations, articulating business value, operational efficiency, and regulatory alignment
Capture market feedback and collaborate with internal teams to influence product roadmap and go-to-market strategy
Qualification
Required
8–12+ years' experience in wholesale payments, treasury, or core banking solutioning (10–15+ years for VP-level candidates)
3+ years in a pre-sales, solutions consulting, or client-facing role at a fintech vendor, payments platform provider, or system integrator
Deep domain knowledge of wholesale payments, including real-time payments, RTGS, correspondent banking, and ISO 20022
Proven experience owning RFP/RFI responses and supporting enterprise-scale deal cycles
Strong technical understanding of APIs, integration patterns, payment hubs, cloud and on-prem deployments
Experience delivering demos and technical workshops to C-suite, business, and senior technology stakeholders
Ability to travel across North America as required
Preferred
Background in selling or solutioning payments platforms, payment hubs, treasury systems, or correspondent banking solutions
Exposure to composable banking platforms or modern payments architectures
Experience supporting ISO 20022 migration or core payments modernisation programs
Existing relationships within North American wholesale banking or payments teams
Benefits
Comprehensive benefits package
401k
Hybrid working
Company
X4 Technology
X4 Technology provides consulting and talent solutions for the financial services, life sciences, and public sectors.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase