GTE Financial · 13 hours ago
Mortgage Loan Processor
Tampa, FL (HQ)
Full-time
Hybrid
Entry Level
1+ years expGTE Financial is looking for an organized and analytical individual to join their team as a Mortgage Loan Processor. This role involves reviewing and analyzing documentation for mortgage and home equity loan approvals while ensuring compliance with product guidelines.
Financial Services
Responsibilities
Counsels and advises callers on new home equity loan options and/or required documentation
Answers calls when presented directly and on ACD line assigned and returns voicemail messages the same day whenever possible and follows up with all members according to commitments made
Directs the loan to the underwriting team if it does not meet minimum standards or if it is required based on the loan product or situation as defined in the Product Guidelines
Communicates lending decisions to both internal and external channels. Collects documentation to fulfill UW conditions. Keeps members engaged and informed until the loan is ready for closing. Follows up after closing to ensure questions are answered, and needs are met
Retains and enhances mortgage acumen and specifically maintain knowledge of mortgage products and services offered by the credit union
Reinforce the selling points of our loan types, rates, payments, and terms of mortgage products
Responsible for posting and accuracy of the loan set-up in core and lending systems
Reconciles Consumer loan funding loan packages
Ensures disclosures and AVMs are received, and loans are denied based on regulatory requirements
Uploads valid documentation used to obtain loan approval
Completes calculations as needed for Assets and Income (using W2s, Tax Returns, Paystubs)
Reviews service orders for accuracy, such as: Credit report to determine the credit worthiness of applicant based on industry standards for collateral/equity value- questions discrepancies and disputes. Homeowner’s insurance and flood insurance (if applicable) ensuring mortgagee clause is in favor of credit union and rating is B or better. Flood certifications and other verifications to prepare a file for closing. AVMs for value and updating system as needed. O& Es for liens and legal description accuracy
Perform all responsibilities in accordance with current organizational goals and standards
For maintaining Credit Union goals, it is the responsibility of each employee to strive for the continuous quality improvement of processes and quality of service to internal and external customers
All work responsibilities are subject to having performance goals and targets established as part of the annual performance planning process or as the result of organizational goal and production planning
Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act
Qualification
Required
High school diploma or equivalent. Some college preferred
Minimum 1-3 years' experience in lending or a combination of education and experience
Entry Level
Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act
A quiet workplace so you can focus on delivering excellent service to our members
Some positions will require performance standards to be met to qualify for alternative work arrangements
Required to have power and high-speed internet over 100MB (minimum)
Video capability (connection of 1.5 Mbps up and down recommended)
Candidates must provide and meet all technical requirements prior to the first day of training
Hybrid candidates must live within driving distance of the office location and be able to regularly commute to and from the office location as needed
Preferred
Bilingual preferred (English/Spanish)
Some college preferred
Company
GTE Financial
GTE Financial is locally owned and operated financial institutions.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Brad Baker
EVP/CFO
Dona Svehla
Sr. Vice President, Chief Lending Officer
Recent News
Seattle TechFlash
2025-09-09
I Love the Burg
2024-05-05
Company data provided by crunchbase