BluPrint Home Loans · 4 days ago
Jr. Loan Originator
BluPrint Home Loans is a company focused on providing exceptional customer service in the mortgage industry. They are seeking a Jr. Loan Originator who will assist in generating business from loan applicants and work closely with Loan Originators throughout the loan process.
Customer ServiceFinancial ServicesHome Services
Responsibilities
Development of sales based skill set including the ability to build and maintain connections with real estate agents, builders, business professionals, past clients, existing clients, and potential borrowers
Input and submission of quality files to include complete 1003 and supporting documentation (i.e. income, assets, liabilities and credit), along with proper expectations of processing flow
Work with Loan Originators to maintain sales contact and pipeline throughout the entire loan process
Lock loan terms
Attend sales meetings and team meetings
Assist with putting scenarios together for prospective clients
Research client scenarios with underwriting and investor guidelines
Submit loan applications with recommendation for underwriting approval
Contact credit bureaus, employers, and other sources in order to check applicants' credit and personal references
Check value of customer collateral to be held as loan security
Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators
Assist in structuring, presenting, and selling the loan to customers
Send disclosures with updated needs list (get returned within 48 hours)
Assure final paperwork is received/ Do a QC review:
Be sure docs received match checklist
Organize assets/income
Mortgage banker checklists/Quality Assurance Checklists
File turned into processing within 24 hours of receipt
New contacts – introduction to realtors via email
Regularly follow up with potential applicants via telephone, email, or written correspondence to ensure each applicant understands each program
Maintain sales contact and pipeline throughout the entire loan process
Collect required borrower information to recommend appropriate products or programs
Effectively communicate, work with, and build relationships with all levels of constituents including culturally and linguistically diverse staff members and external candidates and/or vendors, while operating in a fast-paced customer service driven environment
Additional tasks as assigned
This position may require occasional overtime
Qualification
Required
Strong communication and negotiating skills
Willingness to provide exceptional customer service
Ability to build and maintain connections with real estate agents, builders, business professionals, past clients, existing clients, and potential borrowers
Input and submission of quality files including complete 1003 and supporting documentation
Work with Loan Originators to maintain sales contact and pipeline throughout the entire loan process
Lock loan terms
Attend sales meetings and team meetings
Assist with putting scenarios together for prospective clients
Research client scenarios with underwriting and investor guidelines
Submit loan applications with recommendation for underwriting approval
Contact credit bureaus, employers, and other sources to check applicants' credit and personal references
Check value of customer collateral to be held as loan security
Calculate, review, and correct errors on interest, principal, payment, and closing costs
Assist in structuring, presenting, and selling the loan to customers
Send disclosures with updated needs list
Assure final paperwork is received and do a QC review
Organize assets/income
File turned into processing within 24 hours of receipt
Regularly follow up with potential applicants via telephone, email, or written correspondence
Collect required borrower information to recommend appropriate products or programs
Effectively communicate, work with, and build relationships with all levels of constituents
Operate in a fast-paced customer service driven environment