Suncoast Credit Union · 9 hours ago
Commercial Credit Analyst
Tampa, FL
Full-time
Hybrid
Mid, Senior Level
$79K/yr - $119K/yr
5+ years expSuncoast Credit Union is seeking a Commercial Credit Analyst to underwrite commercial and small business loan requests greater than $250,000. The role involves reviewing and analyzing financial data to prepare recommendations for decision-makers and collaborating with loan officers to monitor borrower financial health.
BankingFinancial ServicesFinTech
Responsibilities
Prepare detailed Credit Action Memorandum (CAM) recommendations to present to the decision-makers and the credit committee
Gather the applicant’s financial information and perform a detailed analysis of financial data and other relevant information
Prepare financial spreads to generate financial ratios and evaluate a borrower’s financial status
Determine the borrower’s cash flow and capacity to service debt
Summarize borrower’s financial statements and historical performance
Detail identifiable risks associated with the credit quality of loans and collateral
Interpret financial data and make loan recommendations to lenders and the loan committee
Collaborate with the loan officer on any identified financial deterioration of the borrower
Monitor maturing loans and gather the necessary information to consider extensions or modifications
Maintain knowledge and understanding of current trends, laws, and issues affecting the area of expertise
Attend educational events to increase professional knowledge
Qualification
Required
Bachelor's degree in a business-related field (A comparable combination of work experience and training may be substituted for education requirements)
5+ years of commercial or business lending experience with a financial institution including underwriting traditional credits
Excellent knowledge and understanding of commercial lending products, services, policies, and procedures
Excellent financial analysis skills
Knowledge of banking regulations and best practices
Ability to prioritize tasks by effectively managing competing and changing priorities to meet required deadlines
Accurate, detail-oriented, and organized with task management
Ability to resolve difficult and complex problems
Strong written, verbal, and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulators
Ability to influence others regarding policies, practices, and procedures
Strong knowledge and understanding of regulatory compliance to successfully perform job responsibilities
Must maintain a high level of confidentiality
Benefits
Bonus Program up to 12%
401K Matching up to 8%
Retirement Planning
Pay Increases based on Competency
Employee Loan Discounts
Flex Spending Accounts
Medical Coverage
Dental and Vision Coverage
Access to 4,000+ Gyms
Mental Health Resources
PTO Wellness Days
Short Term and Long Term Disability Coverage
11 Paid Holidays
3 weeks of Paid Time Off
4 weeks of Paid Parental Leave
Birthday PTO
Paid Volunteer Hours
Degree Assistance up to $5,000 per year
Company
Suncoast Credit Union
Suncoast Credit Union is a is a credit union located in Tampa.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Kevin Johnson
President/CEO
Darlene Johnson
Executive Vice President/Chief Strategy and Transformation Officer
Recent News
2025-10-25
Company data provided by crunchbase