Hy-Vee, Inc. · 15 hours ago
Credit Analyst II
Midwest Heritage, Ep True Parkway, West Des Moines, IA
Full-time
Onsite
Entry, Mid Level
2+ years expMidwest Heritage Bank is committed to taking care of customers and employees, fostering personal and professional growth. The Credit Analyst II will conduct credit analysis to assess credit quality and minimize risk on various types of loans, while also mentoring less experienced peers.
Organic Food
Responsibilities
Analyze, evaluate and assess financial statements and other related data/information including projections, sensitivity analysis, cash flow, repayment collateral, loan relationships, problem credits, etc. to determine credit worthiness of general to complex credits per loan policy
Obtain information from customers and vendors. Present loan presentations to lender and/or assist with presentation to loan committee
Identify risks and make recommendations to lenders regarding findings and working with customers, issues, data, etc
Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes
Prepare and present credit write-up. This will include a summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating
Mentors and trains less experienced peers
Qualification
Required
Bachelor's Degree in Accounting, Finance, Business or related field
2+ years' experience in credit administration and risk analysis
Detail Oriented
Strong Communication
Time Management
Administrative Duties
Analytical and Critical Thinking
Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines
Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.)
Good verbal and written communication skills
Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner
Strong detail orientation including the ability to review forms for accuracy and completeness
Preferred
Formal credit administration training
Company
Hy-Vee, Inc.
Hy-Vee, Inc.
10001+ employees
Funding
Current Stage
Late StageTotal Funding
$0.01MKey Investors
Renewable Fuel Infrastructure Program
2025-06-13Grant· $0.01M
Leadership Team
Jeremy Gosch
Chairman of the Board/CEO
D
Donna Tweeten
President
Recent News
Corridor Business Journal
2025-12-30
Morningstar.com
2025-12-17
2025-11-04
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