Zions Bancorporation · 18 hours ago
Intern- Digital Banking Credit/Underwriting
Midvale, Utah, United States
Internship
Onsite
InternZions Bancorporation is one of the nation’s premier financial services companies, and they are seeking a highly motivated Digital Banking Credit/Underwriting Intern to join their Digital Banking team. In this role, you will support small-business credit decisions, enhance underwriting quality, and contribute to the digital lending experience.
AgricultureBankingFinanceFinancial Services
No H1B
Responsibilities
Support SBA 7(a) underwriting through borrower eligibility reviews, “credit elsewhere” assessments, and identification of key credit strengths and risks
Apply quantitative criteria such as SBSS scores, cash‑flow and coverage metrics, management/tenure thresholds, and SBA‑specific credit parameters
Draft credit memos and refine loan summaries outlining business models, guarantor information, collateral, repayment capacity, and credit rationale
Work inside digital workflows (including Credit LEAD) to track needs lists, monitor application progress, and assist with approval‑to‑closing transitions
Assist with data validation and portfolio insights, helping identify trends that improve throughput, approval rates, and SBA program performance
Collaborate cross‑functionally with underwriting, product, operations, and analytics teams to support a consistent and efficient digital borrower journey
Contribute to innovation efforts aimed at improving automation, policy alignment, and digital underwriting tools
Qualification
Required
Working toward a Bachelor's or Master's degree in Finance, Economics, Accounting, Business, or related field
Foundational knowledge of financial statements, cash‑flow analysis, and credit fundamentals
Strong analytical mindset; proficiency with Excel (pivot tables, lookups)
Clear, concise business writing and the ability to collaborate in a fast‑paced environment
Preferred
Local candidates preferred
Benefits
Gain valuable hands-on experience with digital small business lending and SBA 7(a) underwriting
Professional development and networking though Zions Summer Internship program
Talented team who doesn’t take themselves too seriously
Focused time to innovate
Company
Zions Bancorporation
Zions Bancorporation is a financial services company involved in SBA lending, public finance advisory services, and agricultural finance.
Founded in 1873
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$1.09B2025-08-11Post Ipo Debt· $500M
2024-11-14Post Ipo Debt· $500M
2013-09-13Post Ipo Debt· $87.9M
Leadership Team
Harris Simmons
Chairman and CEO
Recent News
2026-01-22
2026-01-20
2026-01-20
Company data provided by crunchbase