Commercial Banking Manager jobs in United States
cer-icon
Apply on Employer Site
company-logo

Seacoast Bank · 8 hours ago

Commercial Banking Manager

Seacoast Bank is a financial institution that is seeking a Commercial Banking Manager to lead a team of commercial bankers. The role involves providing guidance on bank policies, managing lending activities, and developing customer relationships while ensuring compliance with regulations.

BankingFinancial ServicesLending

Responsibilities

Leads a team of commercial banker’s, provides leadership, development, and coaching, participates in the hiring and termination of associates
Monitors team performance during the year and aligns work processes to ensure goals are reached
Attends to the needs of customers seeking financial services
Interviews customers and prospects to develop information concerning their businesses or personal needs, desires, abilities, and earnings to determine strategy or other financial services as appropriate
Makes decisions on loans and terms within own lending limits or makes recommendations on significant loans to the Commercial Banking Executive
Refers business to other officers, as appropriate, to meet customer needs
Responsible for developing and maintaining a book of business
Actively engages with Line of Business Partners to identify referral business to expand and deepen existing customer relationships
Collaborates with Line of Business Partners to promote and position the Bank in the community
Assumes total responsibility for on-going monitoring of all assigned accounts relative to customary portfolio management which includes, but not limited to:
On-going understanding of changes in the loan risk profile
Monitoring borrowers’ compliance to the loan documents
Obtaining and reviewing any required documentation or reports in a timely fashion
Monitoring loan payments
Performs annual reviews on a regular basis
Studies industrial, commercial and financial situations relating to new and existing businesses
Identification and reporting of problem credits to director or Manager
Coordinates problem loan administration with Commercial Banking Director or Manager, line of Business Executive or Special Assets Administrator
Works on detected problems with senior Banking officers and credit officers to minimize the bank’s exposure. Proactively manages the team’s portfolio to identify weakness in loans and develop strategies with senior lending officers to mitigate weaknesses
Guides the credit department and commercial bankers in development and analysis of the financial background data for new and renewed loans
Adheres to the highest legal and ethical standards applicable to our industry and to Seacoast Bank’s Code of Conduct, while observing both the spirit and letter of all government regulations and laws, and bank policies and procedures
Ensure adherence to AML/BSA requirements, audit procedures, dual control, security, Business Continuity, and all other regulated banking requirements
Adhere to Seacoast Bank’s Code of Conduct
Other duties may be assigned

Qualification

Commercial lendingPortfolio managementBusiness developmentFinancial analysisTeam leadershipCompliance knowledgeRelationship building

Required

High School Diploma or equivalent required
Bachelor degree in Business Administration, Economics, Finance or related major, required
5+ year's related experience in business development, business analytics and diagnosis obtained through commercial lending sales and portfolio management
2+ year's financial services experience in related business-lines that developed/served business client relationships; including: Treasury Management, Wealth Management, and Consumer Banking
2+ year's management and leadership experience in Financial Services
Demonstrated record of relationship building with business, civic and governmental organizations. Currently established within the market, where reputation and followership is in place

Company

Seacoast Bank

twittertwittertwitter
company-logo
Since 1926, Seacoast Bank has succeeded through a clear vision, planned strategic growth and talented, professional employees.

Funding

Current Stage
Public Company
Total Funding
$9.19M
2014-12-31Post Ipo Equity· $9.19M
1984-02-03IPO

Leadership Team

leader-logo
Juliette P. Kleffel
Executive Vice President, Chief Operating Officer
linkedin
Company data provided by crunchbase