First Financial Equipment Leasing - JA Mitsui Leasing Group · 5 hours ago
Commercial Credit Analyst / Underwriter
First Financial Equipment Leasing - JA Mitsui Leasing Group is seeking a Commercial Credit Analyst / Underwriter to support the credit team with underwriting analysis and pricing of financial transactions. The role involves performing credit reviews, analyzing customer financial information, and assisting in credit decision-making to help manage risk in the company’s customer portfolio.
Responsibilities
Spread and analyze financial statements to support written credit reviews and credit analysis
Assist with due diligence to support credit assessments and the assignment of appropriate internal risk ratings
Analyze transaction specific risks associated with individual credit requests
Support the preparation and documentation of credit recommendations and credit decisions
Work closely with the AVP of Pricing on deal structuring, pricing analysis, and syndication related activities
Review customer credit files to identify financial strengths and weaknesses and assess overall credit worthiness
Assist in presenting credit recommendations to senior management, as appropriate
Support the syndication of transactions where FFEL is managing exposure
Work closely with the VP of Credit on portfolio monitoring initiatives and assist with financial modeling and analysis
Perform other related duties as assigned by management
Qualification
Required
Bachelor's degree in Economics, Finance, Accounting or other related field
Minimum of two (2) years of commercial credit analysis and underwriting experience
High aptitude for math, with very strong analytical skills
Excellent written and verbal communication skills
Highly organized, with ability to handle multiple projects and complete work efficiently and within established timeframes
Computer literate; fluency in Microsoft Office, Excel
LOCAL CANDIDATES ONLY - with ability to work on-site a minimum of 3 days/week
Preferred
Equipment finance and leasing knowledge a plus
Formal credit training a plus
Exposure to S&P Capital IQ and Microsoft Dynamics a plus
Willing to take on new projects and seek opportunities to help
Positive attitude and approach to daily tasks
Demonstrated ability to work independently and solve problems in a fast-paced environment