TheGuarantors · 16 hours ago
Risk Portfolio Management Associate
New York, NY
Full-time
Onsite
Mid Level
$140K/yr - $155K/yr
4+ years expTheGuarantors is a cutting edge fintech company specializing in rent coverage with innovative insurance products. They are seeking a Risk Portfolio Management Associate to monitor, analyze, and manage portfolio performance, providing actionable insights that drive risk reviews and enhance decision-making.
CreditFinTechInsurTechPropTechReal Estate
Responsibilities
Track and analyze portfolio performance across multiple risk and business segments
Develop dashboards and risk indicators (loss ratio, claim ratio, delinquency, RAG status)
Identify emerging risk concentrations (by geography, product, account type) and escalate appropriately
Lead preparation of Quarterly Account Reviews with Business, providing insights on portfolio performance against risk appetite and tolerance
Maintain and evolve the risk RAG framework, proposing actions for tiering classifications
Partner with Business/GTM/Sales/Account teams to communicate risk findings and recommend mitigation steps
Develop standardized reporting packages to inform executive decision-making
Deliver independent analysis of emerging risk patterns across the portfolio
Contribute to portfolio-level stress testing and scenario analysis
Provide risk insights that support pricing, underwriting, and product strategy
Work closely with Product, Data, and BizOps to ensure portfolio monitoring aligns with business priorities
Represent the Risk team in portfolio-level discussions with stakeholders
Serve as the go-to person in Risk for ad hoc requests, special analyses, and cross-team support, ensuring timely and high-quality responses
Qualification
Required
Bachelor's or Master's degree (preferred) in a quantitative field (e.g., Statistics, Mathematics, Economics, Data Science, Actuarial Science)
4+ years of experience in portfolio analytics, insurance, risk management, or financial services
Strong data analysis skills with proficiency in SQL; Python skills a plus
Familiarity with business intelligence tools (e.g., PowerBI, Tableau) for dashboard creation
Understanding of insurance or credit risk metrics (loss ratio, delinquency/default rate, exposure at risk)
Strong critical thinking and ability to translate portfolio data into actionable recommendations
Excellent communication and stakeholder management skills
Self-driven and adaptable, with the ability to manage multiple priorities in a fast-paced environment
Benefits
Opportunities to make an impact within a fast-growing company
Medical, dental, & vision insurance, beginning day one
Health savings account with employer contribution
Flexible spending accounts (healthcare, dependent care, commuter)
401(k)
Generous PTO and paid holidays
Flexible working hours
Paid parental leave
Company sponsored short and long-term disability
Company
TheGuarantors
TheGuarantors is a FinTech company that offers innovative risk and financial solutions for the real estate ecosystem.
201-500 employees
H1B Sponsorship
TheGuarantors has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (6)
2024 (10)
2023 (9)
2022 (5)
2021 (8)
2020 (3)
Funding
Current Stage
Growth StageTotal Funding
$111.72MKey Investors
CIBC Innovation BankingPortage VenturesGlobal Founders Capital
2023-04-26Debt Financing· $35M
2022-04-25Series C· $50M
2019-02-25Series B· $15M
Leadership Team
Julien Bonneville
Founder and CEO
Bob Schmidt
Chief Revenue Officer, Co-Founder
Recent News
2025-03-25
2025-01-13
Company data provided by crunchbase