P1 - Credit Analyt jobs in United States
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Truliant Federal Credit Union · 5 hours ago

P1 - Credit Analyt

Truliant Federal Credit Union is dedicated to improving lives by putting members first and providing straightforward financial solutions. The Credit Analyst is responsible for evaluating the creditworthiness of applicants, analyzing financial data, and ensuring compliance with credit policies while supporting the organization's financial objectives.

Banking
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Growth Opportunities

Responsibilities

Evaluates credit applications and financial statements to determine creditworthiness
Conducts risk assessments and analyze credit reports, payment histories, and other relevant information
Determines credit limits and terms based on established policies and guidelines
Communicates credit decisions to internal stakeholders and external clients
Monitors and reviews credit accounts to ensure compliance with payment terms and credit limits
Identifies and mitigates credit risk factors through ongoing analysis and reporting
Collaborates with the sales and customer service teams to support customer relationships and resolve credit-related issues
Stays updated on industry trends, regulations, and best practices related to credit analysis
Builds and maintains strong relationships with clients to foster trust and loyalty
Assists with other tasks and projects as assigned

Qualification

Credit risk assessmentFinancial analysisCredit scoring modelsMicrosoft OfficeCommunication skillsReasoning abilitiesProblem-solvingInterpersonal abilitiesAttention to detailTeam collaborationOrganizational skills

Required

Must have excellent communication skills in English, both verbal and written
Must have basic knowledge of Microsoft Office
Must have ability to understand all business processes within the credit union
Must be resourceful and well organized, with strong attention to detail
Must have good reasoning abilities and sound judgment
Must be able to work in a general office environment
Must be flexible and able to shift resources and priorities as required
Must have strong understanding of financial statements, credit risk assessment, and credit scoring models
Must be proficient in financial analysis tools and software
Must have excellent analytical, problem-solving, and decision-making skills
Must have effective communication and interpersonal abilities
Must have ability to work independently and collaboratively in a fast-paced environment
Must have experience with insurance premium finance or related financial services
Associate's degree in Finance, Accounting, or related field required
Previous underwriting experience required preferably in the premium finance or banking industry

Preferred

Bachelor's degree in related field preferred

Benefits

No-cost employee Medical, dental, vision coverage
Prescription benefits (including mail order)
Paid holidays and Paid Time Off (PTO)
401(k) plan with contribution matching
Paid community involvement volunteers hours
Paid group life Insurance
Teammate loan discounts
Tuition reimbursement
Short and long-term disability
Health & Wellness program
Teledoc (physician video conferencing)
Onsite fitness facilities or health club reimbursement
Employee Assistance Program (EAP)
Medical flexible spending account
Dependent care flexible spending account

Company

Truliant Federal Credit Union

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Truliant is federally insured by the National Credit Union Administration and is an Equal Housing Lender

Funding

Current Stage
Late Stage

Leadership Team

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Todd Hall
CEO/President
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Company data provided by crunchbase