Truist · 21 hours ago
RAC Underwriter I
Gastonia, NC
Full-time
Onsite
New Grad, Entry LevelTruist is a financial services company seeking a RAC Underwriter I. The role is responsible for achieving asset quality objectives and underwriting standards through credit and loan originations, while also managing relationships with Dealer Clients to enhance volume and profitability.
BankingFinanceFinancial Services
Responsibilities
Responsible for making quality credit decisions in a fast paced environment
Comply with all stated guidelines, policies and procedures as well as all State and Federal rules and regulations
Perform internal and external sales and marketing to present our Value Promise to effectively develop profitable Dealer Client Relationships
Assist Loan Processing teammates to ensure efficient and compliant funding procedures
Visit assigned Dealer Clients independently or jointly with Relationship Manager to develop stronger relationships to enhance volume
Review all early payment defaults and document findings. In addition, follow-up with dealership personnel on any fraudulent items (e.g. straw purchases, missing options)
Provide a high level of customer service to customers and clients in support of our Perfect Client Experience (PCE) initiatives
Maintain application approval rates at an acceptable level as set by corporate standard
Other Critical Tasks and Duties assigned, including, but not limited to documentation of marketing activities in client relationship management
Qualification
Required
Associate's degree, or equivalent education and related training or experience
Proficient written and verbal communication skills
Good interpersonal skills
Strong organizational skills and time management
Ability to multitask in a fast paced environment and manage tasks efficiently
Ability to work independently during periods of limited supervision
Ability to work flexible schedules including weekends and evenings
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Preferred
Bachelor's degree in Business or related field, or equivalent education and related training or experience
Credit underwriting experience
Knowledge of the automotive finance industry
Bilingual
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
10 days of vacation
10 sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
Founded in 2019
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
2026-01-16
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2026-01-15
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