UMB Bank · 4 hours ago
Business Banking Underwriter
Kansas City MO
Full-time
Hybrid
Entry, Mid Level
$51K/yr - $99K/yr
2+ years expUMB Bank is seeking a Small Business Banking Underwriter to analyze and make credit decisions for small business banking clients. The role involves completing cash flow, capital and collateral analysis for credit requests and ensuring compliance with UMB policies and Federal regulations.
BankingFinanceFinancial Services
Responsibilities
Analyze financial statements
Utilize bank systems for loan processing and completion of loan proposal
Complete underwriting and communicate credit decisions within SLA benchmarks
Work closely with bank associates to facilitate loan closings
Manage pipeline of credits and prioritize incoming credit requests and tasks
Maintain working knowledge and stay current on lending and other bank policies
Qualification
Required
Bachelor's Degree in (or emphasis in) business, marketing or finance
2+ years of experience in commercial lending or related banking
Proficiency on MS Office products (Word, PowerPoint, and Excel)
Excellent communication skills (written & verbal)
Good interpersonal & relationship building skills
Strong understanding & knowledge of accounting principles, financial statements, & marketing practices
Ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products
Preferred
Knowledge of SBSS Scoring Model
Benefits
Paid Time Off
401(k) matching program
Annual incentive pay
Paid holidays
A comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
Health savings
Flexible spending
Dependent care accounts
Adoption assistance
An employee assistance program
Fitness reimbursement
Tuition reimbursement
An associate wellbeing program
An associate emergency fund
Various associate banking benefits
Company
UMB Bank
UMB Financial Corporation is a commercial bank that offers various financial services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$606.13M2025-05-29Post Ipo Equity· $294.53M
2024-04-29Post Ipo Equity· $201.6M
2022-09-23Post Ipo Debt· $110M
Leadership Team
Brian Hutchin
Executive Vice President, Director of Healthcare Services at UMB, Institutional Banking Division
Phillip Mason
President of Institutional Banking
Recent News
Life Insurance International
2026-01-15
2026-01-09
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