Central Bank · 1 day ago
Mortgage Lender
Mexico, MO
Full-time
Onsite
Senior Level
5+ years expCentral Bank is seeking a Mortgage Lender to actively market and network with prospective customers and referral contacts to originate secondary market residential mortgage loans. The role involves establishing relationships with various referral sources and ensuring excellent customer service throughout the loan process.
FinanceFinancial Services
Responsibilities
Originate real estate loans in accordance with Federal guidelines and established lending objectives, policies and procedures
Establish and maintain positive relationships with existing and potential customers
Promotes and develops relationships with referral sources such as realtors, builders, attorneys, and other affinity groups to generate mortgage leads and cross sell bank products
Interview applicants and request appropriate credit documentation and specified information for loan application
Analyze applicant's financial status, credit and proposed property transaction to determine feasibility of granting loan
Compile upfront compliance information and assure timeline requirements are met
Answer applicant questions
Correspond with applicants to resolve questions regarding application information
Match applicants’ needs and qualifications with potential loan programs
Ensure loan meets selected program guidelines
Submit loan package to Processor for processing in a timely manner
Work closely with loan processors to ensure loans are handled in a timely and efficient manner in accordance with company policies and guidelines
Inform applicants of loan approval, denial or outstanding conditions
Handle correspondence with applicants in regard to locking of loan and handle actual locking process in accordance with current company procedures and requirements
Provide excellent customer service and solves customer related problems quickly
Maintain and enhance market awareness including economic information, housing data and competitive trends; based on this information, helps develop programs or recommend product enhancement to address customer needs
Maintain and enhance personal knowledge of products and services as well as the laws, regulations and internal policies and procedures appropriate to the position
Establish and maintain positive working relationships with Realtors, Business Partners and any other potential business sources
Support and cultivate bank referrals and relationships
Communicate with all mortgage operations staff, along with others in the bank, by always projecting a positive, professional image
Perform other duties when assigned
Qualification
Required
High School Diploma and commitment to continuing job related course work
Five (5) years of loan originating with proven ability to support a pipeline of 20+ loan applications per month
Working knowledge of prequalification principles and practices OR five (5) years of originating experience
Strong sales skills
Basic computer knowledge including Encompass, Microsoft Word, Excel, and a general understanding of the Internet
Basic math ability
Basic accounting/bookkeeping skills
Ability to use a financial calculator
Must be detail oriented; have the ability to prioritize
Possess solid organizational and time management skills; and have solid problem solving and decision-making skills
Solid written and verbal communication skills are a must
Must be able to work independently and handle multiple priorities under deadline pressures and time restraints
Must strive for and consistently achieve customer satisfaction
Company
Central Bank
Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2019-04-10Acquired
1998-07-01IPO
Leadership Team
Bill Ferguson
President and CEO
Marshall Abney
President & CEO
Recent News
Business Wire
2022-03-01
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