Guild Mortgage · 17 hours ago
Closer III
Texas, United States
Full-time
Onsite
Mid, Senior Level
$58K/yr - $58K/yr
5+ years expGuild Mortgage Company, a mortgage banking firm, is dedicated to serving homeowners and buyers. They are seeking a Closer III to prepare and submit loan closing packages, ensuring compliance with investor guidelines and applicable regulations while acting as a subject matter expert in the absence of management.
Consumer LendingLendingMortgageReal Estate
Responsibilities
Verify and ensure compliance with Company policies and procedures, as well as all applicable federal, state laws, regulatory and government standards, guidelines, rules, and/or local ordinances
Review Processor input and confirm payees and zero tolerance fees with Settlement Agent
Make appropriate adjustments and approve in system; notify Processor
Forward Closing Disclosure to Settlement agent for review and approval
Review preliminary title reports to identify excluded items and necessary endorsements
Communicate loan program requirements to Processors and/or Loan Officers necessary at closing, and provide status updates
Obtain all outstanding conditions to ensure timely closing and closing of the loan
Draw closing documents, issue closing funds and review closed loan packages to ensure completeness of loan documentation
Review and verify the accuracy of the final closing statements prior to closing to ensure compliance with Company, Investor, and Conventional regulations and requirements. Reconcile final figures to calculate wire amount and balance with settlement agent
Verify loan closing package complies with insurer and/or guarantor requirements and documentation
Prepare, send collateral package within Company timeframes to warehouse bank and submit banking package to Finance in accordance with required timelines
Complete comparison check of Final SASS against Final Closing Disclosure; notate any discrepancies in system comments
Scan and archive file within Company timeframes, to ensure timely delivery of loan files to investors
Obtain recording information and ensure the information is entered into the system
Promptly obtain documentation requested by investors or insuring/guaranty post-closing
Qualification
Required
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred
Total recent work experience includes five or more years' experience closing and closing Conventional, FHA, VA, USDA, and preferably Bond, Jumbo, and new construction loans, with at least three years experience closing FHA, VA, USDA, new construction documentation. Prior work experience may also include positions closing loans for an Escrow Company
Ability to build strong relationships with Loan Officers, production, processing, underwriting, and other internal and external partners
Expert level knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for Conventional, FHA, VA, USDA, Bond, Jumbo, new construction loans
Expert level knowledge of Conventional, FHA, VA, USDA, Bond, Jumbo, new construction loans, including various product/program guidelines, necessary conditions and investor specific guidelines for closing
Thorough knowledge of valid documentation and processes required to fund and close consumer mortgages (e.g., verification of employment, CD, settlement statement etc.)
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks
Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness
Solve problems promptly, communicate effectively with internal and external customers and work well under pressure
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills
Strong verbal and written communication skills
Strong detail orientation and highly organized
Preferred
College courses/technical training related to Business, Finance/Accounting, Legal, or related field
Benefits
Medical
Dental
Vision
Life insurance
AD&D
LTD
401(k) with employer match
Company
Guild Mortgage
Guild Mortgage is a growing mortgage company that offers residential mortgage products as well as local in-house origination and servicing.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2025-06-18Acquired
2020-10-21IPO
Leadership Team
M
Michael Lau
President & CEO
Adam O'Daniel
Senior Vice President and Chief Marketing Officer
Recent News
HousingWire.com
2026-01-06
2025-12-17
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