OneDigital · 20 hours ago
Director of Risk & Analytics - Hybrid (Irvine, CA)
OneDigital is a people-focused organization that helps employers provide health and insurance solutions to their employees. The Director of Risk & Analytics is responsible for leading the strategy and delivery of risk and analytics capabilities, serving as a trusted advisor to clients and driving client retention and new business growth through data-driven insights.
Human ResourcesInsuranceLife InsuranceSmall and Medium Businesses
Responsibilities
Owns and leads the SoCal Risk & Analytics strategy, aligned to local client needs, renewal complexity, and growth priorities
Serves as the senior analytics and risk leader for the SoCal Employee Benefits practice
Partners with market leadership to drive client retention, new business growth, and margin expansion through analytics-enabled strategy
Actively participates in client and prospect meetings, particularly for complex renewals, high-risk populations, funding strategy discussions, and growth opportunities
Serves as a trusted advisor to HR, finance, producers, and consultants by translating complex data into clear, executive-ready insights
Supports strategic client relationships, competitive pursuits, and marquee presentations as needed
Leads and oversees advanced analytics delivery for SoCal clients, including: Health & welfare financial modeling, projections, and cost-driver analysis, Plan design and employee contribution modeling, Benchmarking and multi-year financial forecasting, Funding strategy evaluation, including self-funded, level-funded, and alternative funding arrangements (e.g., ICHRA, captives, reference-based pricing)
Evaluates and compares traditional and alternative funding strategies to optimize cost, risk, and long-term sustainability
Provides analytical and financial guidance to support renewal positioning, carrier discussions, and client decision-making
Oversees and supports block renewal negotiations with carrier partners in alignment with each client’s overall benefits strategy
Serves as the SoCal leader for stop loss strategy, in partnership with OneDigital’s Stop Loss Center of Excellence
Ensures competitive, well-structured stop loss placements aligned with client funding strategies, including captives, reference-based pricing arrangements, and ICHRA-compatible solutions
Provides guidance on claims trends, market dynamics, carrier performance, and risk tradeoffs across alternative funding approaches
Leads and develops SoCal-based analytics and risk talent through direct leadership
Coaches team members on technical excellence, business acumen, and consultative delivery
Supports hiring, onboarding, performance management, and succession planning for market analytics roles
Designs and refines scalable analytics delivery models to support consistent, high-quality execution as the practice grows
Establishes capacity models, delivery standards, and workflow expectations for the SoCal market
Serves on internal national committees and working groups, acting as a liaison between the SoCal market and national analytics teams
Drives adoption and effective use of analytics tools, services, and enterprise solutions across the SoCal Employee Benefits practice
Gathers and synthesizes feedback from clients, consultants, and producers to continuously improve analytics offerings and delivery
Communicates analytics capabilities, updates, and best practices across the SoCal Employee Benefits practice
Partners with national teams to ensure alignment between enterprise solutions and evolving local market needs
Qualification
Required
Advanced analytical and financial modeling expertise, including multi-year projections, funding comparisons, and risk modeling
Deep knowledge of health insurance, self-funded plans, medical stop loss, and employee benefits
Demonstrated experience modeling and advising on alternative funding strategies, including ICHRA and other account-based benefit models, medical stop loss captives, reference-based pricing and value-based reimbursement approaches, level-funded and hybrid funding arrangements
Ability to clearly articulate financial, operational, and employee experience tradeoffs across funding strategies
Strong operational mindset with the ability to scale delivery without sacrificing quality
Exceptional written and verbal communication skills, with the ability to present complex technical concepts to executive audiences
Strong consultative presence in client- and prospect-facing settings
Proven ability to influence in a matrixed organization
Strong project management, problem-solving, and prioritization skills
Bachelor's degree or equivalent experience required
10+ years of related experience in health benefits, analytics, actuarial, or risk-related roles
5+ years leading people, projects, or complex client work
Experience supporting large, sophisticated employer groups
Advanced proficiency in Microsoft Excel and PowerPoint required
Preferred
Operational or practice leadership experience strongly preferred
Life & Health insurance license preferred
Benefits
Health, wellbeing, retirement, and other financial benefits
Paid time off
Overtime pay for non-exempt employees
Robust learning and development programs
Reimbursement of job-related expenses per the company policy
Employee perks and discounts
Company
OneDigital
OneDigital is focused exclusively on employee benefits.
Funding
Current Stage
Late StageTotal Funding
unknownKey Investors
CPP Investments
2025-09-19Secondary Market
2025-09-19Acquired
Recent News
Alternative Credit Investor
2026-01-24
Company data provided by crunchbase