Fidelity Bank · 8 hours ago
CRA Mortgage Consultant
Fidelity Bank is an industry leader in providing exceptional client experiences and is seeking a motivated CRA Mortgage Consultant to join their team. The role involves building relationships with community organizations and originating residential mortgage loans to meet sales goals, particularly for low- and moderate-income borrowers.
BankingCommunitiesFinancial ServicesProfessional ServicesVenture Capital
Responsibilities
Develop new business through proactive outreach, including cultivating relationships with referral sources, realtors, and community organizations
Sell and originate residential mortgage loans, explaining various mortgage products, and assisting customers in selecting the best options
Work with community-based organizations to access down payment assistance programs for qualifying borrowers
Achieve annual sales targets in alignment with the bank’s business development goals
Coordinate with internal teams, including underwriters and processors, to ensure a smooth mortgage application and closing process
Maintain detailed records of customer interactions and sales activities
Stay current on relevant laws and regulations to ensure compliance with industry standards, including CRA, HMDA, and Equal Credit Opportunity Act
Actively participate in team efforts to cross-sell other bank products and services
Qualification
Required
Proven experience in mortgage loan origination and business development
Strong knowledge of mortgage lending products, processes, and regulations
Ability to work independently and collaboratively with team members
Excellent interpersonal and communication skills to foster relationships with clients, realtors, and community organizations
Strong organizational skills and the ability to meet deadlines
A high school diploma or equivalent with an emphasis in a business curriculum
Proficient reading, writing, grammar, and mathematics skills
Thorough knowledge of current mortgage lending regulations and secondary market underwriting guidelines
Proficient interpersonal relations, communicative, and sales skills
A working knowledge of bank operating policies and procedures which impact mortgage loan services
A thorough knowledge of the features and benefits of all bank mortgage loan products and services
Visual and auditory skills
Valid driver's license
Must be bi-lingual to best serve community needs
A minimum of two (2) years' experience in related positions normally required
Preferred
College Degree Preferred
Company
Fidelity Bank
Fidelity Bank offers banking services like savings, loans, credit cards, insurance and other financial services.
Funding
Current Stage
Growth StageRecent News
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2026-01-03
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2025-12-05
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