COMMERCIAL LOAN OFFICER - 3 (COMO - ST. PAUL) jobs in United States
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Sunrise Banks · 9 hours ago

COMMERCIAL LOAN OFFICER - 3 (COMO - ST. PAUL)

Sunrise Banks is committed to a culture of trust and transparency that welcomes all. The Commercial Loan Officer - 3 is responsible for servicing and maintaining a portfolio of commercial loan accounts, assessing prospective clients, and establishing new business loans while ensuring compliance with bank policies.

BankingFinancial Services
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Culture & Values

Responsibilities

Service and maintain a portfolio of a variety of commercial loan accounts
Interview, assess and analyze prospective loan clients and their financial position
Establish new business loans and deposit prospects through sales calls, networking and referral base
Grant new loans according to bank guidelines and loan policy
Collects and analyzes financial and related data in order to determine the credit worthiness of the borrower within the parameters of the bank’s loan policies
Establishes and negotiates the terms under which credit will be granted to comply with loan underwriting guidelines
Solicits business from new & existing customers; actively seeks out, identifies and solicits commercial loan business consistent with the bank’s objectives to increase the commercial loan portfolio
Ensures proper loan documentation is executed to provide the bank with a valid promissory note and security interest in collateral
Manages individual loan portfolio including collections and restructuring of problem loans
Reviews existing loan portfolio for documentation exceptions and periodic financial statements
Refer clients and prospects to 'non-bank' investment, insurance and mortgage related services
Performs other responsibilities and special projects as assigned
Will demonstrate leadership and provide coaching to loan team, including Portfolio Managers, Team Members and BBAs

Qualification

Commercial loan experienceFinancial analysisSales skillsCredit experienceMicrosoft ExcelMicrosoft WordMicrosoft OutlookCDFI experienceDale Carnegie trainingCRE credit experienceLeadershipConflict resolution

Required

College degree in business related field or equivalent relevant experience
Previous financial industry experience required
Strong sales skill set
Previous credit experience beneficial
Comprehensive skill set in the use of the following software applications: Microsoft Excel, Word, and Outlook
CDFI, non-profit, CRE credit experience
Commercial loan experience required, as follows: CLO 3 = Ten (10) yrs & coml lending school

Preferred

Dale Carnegie sales training is beneficial
GSB Degree is a plus

Benefits

Medical
Dental
Vision
Life
AD&D
STD
LTD
Pet insurances
FSA
PPL
PTO
PVTO
401k w/match and more

Company

Sunrise Banks

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Sunrise Banks is a bank offering banking and small business financing services.

Funding

Current Stage
Growth Stage

Leadership Team

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David Reiling
Chairman & CEO
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Rick Beeson
President/CEO (1993 to 2012) & Corporate Dev't & Gov't Relations (present)
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Company data provided by crunchbase