PENNYMAC TPO · 15 hours ago
Enterprise Architect
Cary, NC
Full-time
Onsite
Senior Level, Lead/Staff
$140K/yr - $175K/yr
15+ years expPennymac is a specialty financial services firm focused on the mortgage market, seeking a forward-thinking Enterprise Architect to drive their digital transformation. The role involves designing robust cloud-native systems and embedding AI-enhanced workflows to improve productivity and customer experiences.
Commercial LendingConsultingFinancial ServicesMortgage
Responsibilities
Define and evolve the end-to-end architecture for Loan Originations platforms across customer, workflow, and data layers
Design cloud-native, event-driven systems leveraging AWS, Node.js, TypeScript, Python, and React for scalability and resilience
Own architecture for non-functional requirements (NFRs) — including performance, availability, observability, and cost efficiency
Partner with engineering leadership to define technical roadmaps and modernization strategies
Architect and operationalize AI solutions across document processing, underwriting, credit decisioning, and loan workflow orchestration
Implement agentic AI systems using AWS Bedrock, LangChain, or similar frameworks for autonomous workflow execution
Embed AI copilots and code assistants to improve engineering velocity, quality, and defect prevention
Build retrieval-augmented generation (RAG) patterns for secure, explainable, and contextual LLM applications
Drive modernization from monolith to microservices and event-based architectures
Establish standards for API-first design, infrastructure-as-code (IaC), and serverless computing
Partner with DevOps teams to enhance observability, CI/CD automation, and cloud cost optimization
Champion Agile delivery excellence, ensuring architecture aligns with iterative development and incremental business value delivery
Enforce architecture governance ensuring all systems meet Pennymac’s standards for security, auditability, and compliance
Implement Responsible AI frameworks ensuring transparency, fairness, and explainability in automated decisions
Define model and data governance policies for AI and analytics systems in production
Partner with product, data, and business stakeholders to translate objectives into scalable technical designs
Mentor engineers and solution architects in modern architecture patterns and AI adoption
Contribute to Pennymac’s AI Center of Excellence, sharing best practices across the enterprise
Qualification
Required
Bachelor's degree in Computer Science or related field, or equivalent work experience, MS a plus
15+ years of progressive experience in software architecture, engineering, or platform strategy roles
Strong hands-on expertise in Programming: Python, TypeScript, Node.js, React
Strong hands-on expertise in Cloud: AWS (Lambda, ECS, S3, DynamoDB, Step Functions, Bedrock, SageMaker)
Strong hands-on expertise in Architecture: Event-driven systems, microservices, APIs, and distributed design
Proven experience defining NFRs — performance, scalability, reliability, and cost optimization
Experience in AI and GenAI system design, including LLM integration, RAG, and MLOps
Working knowledge of agentic AI frameworks (LangChain, Bedrock Agents, AutoGPT, etc.)
Deep familiarity with Agile delivery, including backlog-driven iteration, architecture runway, and cross-functional alignment
Strong communication and leadership skills with ability to influence architecture across multiple teams
Benefits
Comprehensive Medical, Dental, and Vision
Paid Time Off Programs including vacation, holidays, illness, and parental leave
Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
Retirement benefits, life insurance, 401k match, and tuition reimbursement
Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships
Company
PENNYMAC TPO
Pennymac TPO provides conventional loans, VA Mortgages, home purchase financing, FHA loans, and mortgage refinancing services.
Founded in 2017Thousand Oaks, California, USA
1001-5000 employees
Funding
Current Stage
Late StageRecent News
2025-09-06
Business Wire
2025-08-15
Morningstar.com
2025-08-03
Company data provided by crunchbase