VP, Underwriting Manager jobs in United States
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Western Alliance Bank · 12 hours ago

VP, Underwriting Manager

AmeriHome Mortgage is a Western Alliance Bank company, and they are seeking a VP, Underwriting Manager. This role involves overseeing and developing underwriters and underwriting managers, driving productivity and efficiency across multiple teams, and contributing to process improvements and loan quality.

BankingFinanceFinancial Services
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H1B Sponsor Likelynote

Responsibilities

Direct management of Underwriters, Underwriting Managers and Scenario Desk team. Act as a credit SME for conventional, government and non-agency loans; review and decision complex loan scenarios escalated by Underwriters, QC Partner, clients, sales and Operations Account Representative (OAR) management
Perform ongoing creation and implementation of process improvements to improve service levels and reduce costs per loan while maintaining loan quality. Ensure team makes sound decisions on exceptions, escalations, and all underwriting and component reviews within the loan review process
Work with the product team in the implementation of the new products/processes for the Underwriting Department. Promote the AmeriHome culture of customer service, quality, and creativity. Regular reporting and presentation of relevant performance metrics in Monthly Business Reviews
Participate in strategic initiative planning and execution; implement tactics to meet divisional goals. Work with AmeriHome Risk Management to ensure alignment between teams, as well as maintaining Quality Control results at or below acceptable levels. Work with Fannie Mae and Freddie Mac risk managers/exception team to submit Single Loan Exceptions and Single Loan Variances. Collaborate and calibrate with other underwriting channels for consistent underwriting approach and resource management
Lead and develop a team: responsible for hiring, goal setting, coaching, performance management, training and development

Qualification

Residential Mortgage UnderwritingRegulatory Compliance KnowledgeMortgage Loan Products KnowledgeLeadership ExperienceEncompass (LOS) ProficiencyProcess ImprovementCommunication SkillsTeam DevelopmentPerformance ManagementTrainingDevelopmentCustomer ServiceAnalytical SkillsGoal SettingCoaching SkillsStrategic PlanningRisk ManagementFinancial AcumenNetworking SkillsEthical JudgmentCultural AwarenessInfluencing SkillsStress ManagementCustomer Relationship ManagementSales SkillsMarket KnowledgeTechnical SkillsData AnalysisCompliance AuditingLoan Processing

Required

8+ years of related experience in Residential Mortgage Loan Underwriting or similar field
High school diploma required; Bachelor's degree or equivalent experience preferred
Previous leadership experience required
Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and/or other residential mortgage products and services
Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
Advanced In-depth knowledge of mortgage loan products, lending principles and regulatory compliance
Extensive understanding of mortgage lending principles and underwriting guidelines, including FHA, VA, and conventional loans, loan processing and automated underwriting systems
Working knowledge of mortgage lending principles and underwriting guidelines including self-employed borrowers, partnership, corporation tax return analysis, Appraisal Reviews, condo project reviews, Trust, Leasehold and Power of Attorney documentation
Advanced experience in understanding and knowledge of technology that supports mortgage banking, Encompass (LOS) and core systems and MS Office products
Advanced speaking and writing communication skills
DE or SAR certifications required

Preferred

Bachelor's degree or equivalent experience preferred

Benefits

Competitive salaries
An ownership stake in the company
Medical and dental insurance
Time off
A great 401k matching program
Tuition assistance program
An employee volunteer program
A wellness program

Company

Western Alliance Bank

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Western Alliance Bank is a banking firm that offers commercial and business banking solutions.

H1B Sponsorship

Western Alliance Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (42)
2024 (30)
2023 (49)
2022 (28)
2021 (13)
2020 (10)

Funding

Current Stage
Public Company
Total Funding
$400M
2025-11-19Post Ipo Debt· $400M
2005-06-30IPO

Leadership Team

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Tim Boothe
Chief Operating Officer
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Barbara Kennedy
CHRO, EVP
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Company data provided by crunchbase