IHMVCU · 1 month ago
Senior Credit Risk Officer
2500 River Drive, Moline, IL 61265, US
Full-time
Hybrid
Senior Level
$120K/yr - $160K/yr
7+ years expIH Mississippi Valley Credit Union is a member-owned financial cooperative dedicated to assisting members along their financial path. As a Senior Credit Risk Officer, you will leverage your analytical skills to enhance lending strategies and portfolio management, ensuring decisions align with member-centric values while collaborating with other professionals to identify risks and develop innovative solutions.
Financial ServicesNon Profit
Responsibilities
Transform complex data into actionable insights that enhance lending strategies and portfolio management
Collaborate closely with other professionals to identify risks and develop innovative solutions
Interpret data effectively to drive strategic decisions, ensuring lending processes are aligned with integrity and performance standards
Provide oversight of loan portfolios, ensuring all data is meticulously scrutinized
Serve as a strategic advisor to senior management, conveying insights and recommendations clearly
Enhance lending strategy and foster a proactive approach to risk management
Qualification
Required
Bachelors degree in Finance, Economics, Business, Data Science, Statistics or related fields
7+ years of experience in credit risk management, portfolio analysis or related financial risk functions
Strong knowledge of credit risk concepts, modeling, regulatory frameworks and portfolio management practices in consumer credit, mortgage and auto lending
Ability to communicate complex risk concepts to senior leadership and board members
Exceptional leadership, analytical and problem-solving skills
Advanced quantitative and statistical skills
Strong data visualization and reporting capabilities
Deep understanding of credit lifecycle, underwriting metrics, and risk-based pricing
Ability to communicate complex analytics clearly to executive and eventual Board audiences
Exceptional attention to detail with strategic, big-picture thinking
Preferred
Master's degree
Advanced Risk certification
Direct experience with CECL, stress testing, scorecard development, or predictive analytics
Company
IHMVCU
IHMVCU is a non-profit organization provides financial solutions.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Brian Laufenberg
President / CEO
Allan Hosack
CFO/CRO/Wealth & Insurance Practice Leader
Company data provided by crunchbase