American Express · 1 month ago
Senior Manager, Consumer Credit Review - Risk Data Analysis
New York, New York, United States
Full-time
Hybrid
Mid, Senior Level
$104K/yr - $175K/yr
3+ years expAmerican Express is a company with a rich history of innovation and a commitment to supporting its customers and employees. The Senior Manager, Consumer Credit Review, will leverage data-driven analysis to conduct credit reviews for consumer and small business portfolios, ensuring compliance with regulatory expectations and identifying emerging risks.
Credit CardsFinanceFinancial ServicesPaymentsTravel
No H1B
Responsibilities
Conduct analytical reviews to evaluate credit decisions and adherence to underwriting and account management policies
Identify internal and external emerging risks based on ongoing monitoring
Document workpapers clearly and thoroughly, with sufficient support for findings and conclusions
Identify and escalate potential credit weaknesses, process gaps, or credit decision inconsistencies
Support portfolio analytics, monitoring, and sampling by working with credit and performance data
Use tools such as SQL, Python, or similar platforms to work with large datasets and conduct analysis in support of reviews
Assist with the preparation of reports, dashboards, and governance materials
Participate in continuous improvement efforts related to methodology, templates, and credit risk review standards
Qualification
Required
3+ years of experience in consumer credit risk management or data analytics
Bachelors degree in a quantitative, financial, or business discipline
Ability to work with large datasets and perform analysis using SQL, Python or similar tools
Familiarity with the consumer credit lifecycle and associated risk controls
Strong analytical and documentation skills; detail-oriented and intellectually curious
Ability to manage time and tasks effectively under minimal supervision
Preferred
Advanced degree in a quantitative, financial, or business discipline
Benefits
Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
Company
American Express
American Express is a financial services company that provides credit cards, charge cards, payment solutions, and related services.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
Brett Mooney
CEO & Country Manager, American Express Canada
Stephen J. Squeri
Chairman and CEO
Recent News
2026-01-25
CB Insights
2026-01-23
2026-01-22
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