Credit Analyst jobs in United States
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Standard Chartered · 6 hours ago

Credit Analyst

Standard Chartered is a leading international bank, and they are seeking a Credit Analyst to manage the front-to-end Business Credit Analysis process for assigned accounts. The role involves performing independent credit analysis, providing recommendations, and ensuring compliance with internal and regulatory policies.

BankingFinanceFinancial Services
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H1B Sponsor Likelynote

Responsibilities

Responsible for the front-to-end BCA (Business Credit Analysis) process of assigned accounts as primary analyst by performing independent, forward-looking credit analysis of current and prospective clients and act as a secondary analyst as needed
Provide rating and limits recommendation based on the analysis
Serve as a Credit Analyst point of contact during deal underwriting, working closely with clients, relationship managers, legal and internal teams to manage internal compliance, booking and funding process
Plan and conduct the overall credit process and proactive monitoring of credit events for assigned accounts
Keep up to date with industry news/events and possible impacts on the assigned accounts
Evaluate and understand risk associated with individual transactions, products, borrowers and counterparties
Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager)
Monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately
Monitor, in conjunction with Funds Risk, ISDA NAV triggers and track the evolution of client performance and risk profiles over time
Ensure Zero BCA overdue and work to minimize extensions
Ensuring compliance with all internal and regulatory credit/other portfolio related policies in conjunction with Global Relationship Managers (GAM)
Remote work may be permitted within a commutable distance from the worksite, in accordance with Standard Chartered Bank policy

Qualification

Credit analysisFinancial statements analysisNegotiating credit termsClient management systemsMonitoring industry developmentsCommunication skillsTeam collaborationProblem-solving skills

Required

Must have a Bachelor's degree or foreign equivalent in Finance, Economics, or a related field
Must have three (3) years of experience in the job offered or in a related position
Must have three (3) years of experience with: Negotiating credit terms for International Swaps and Derivatives Association (ISDA), Credit Support Annex (CSA) and Global Master Repurchase (GMRA) agreements
Working with internal and external counterparties, including legal counsels, peer banks, and investors to analyze credit risk of clients
Monitoring industry developments and credit events within U.S and Latin America markets
Performing financial statements and credit analysis using client management systems, including assigning internal credit ratings and recommending credit limits based on the bank's risk appetite
Analyzing credit risks of emerging markets and U.S capital products and services including lending products, trade products, corporate finance offerings, financial markets business
Facilitating execution of transaction based upon knowledge of Latin America and U.S markets environment and regulations

Company

Standard Chartered

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We are a leading international banking group, with a presence in 54 of the world’s most dynamic markets.

H1B Sponsorship

Standard Chartered has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (34)
2023 (25)
2022 (29)
2021 (28)
2020 (46)

Funding

Current Stage
Public Company
Total Funding
$1.23B
2026-01-08Post Ipo Debt· $1.17B
2023-07-14Acquired
2018-10-01Post Ipo Debt· $43.5M

Leadership Team

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Dalu Ajene
Chief Executive Officer
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Jean Lu
CEO China and Executive Vice Chair of the China Board
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Company data provided by crunchbase