JPMorganChase · 2 days ago
Credit Strategy - Chase Auto - Senior Associate
Plano, TX
Full-time
Onsite
Mid Level
3+ years expJPMorganChase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals. As a Credit Strategy Senior Associate within the Chase Auto Credit Decisioning Unit, you will analyze consumer credit performance, support strategic initiatives, and contribute to portfolio risk management.
Asset ManagementBankingFinancial Services
Responsibilities
Conduct credit analysis and portfolio performance monitoring to identify risk trends, metrics shifts, and early warning indicators
Support development and maintenance of underwriting guidelines, policy documentation, and risk frameworks aligned with risk appetite and business priorities
Prepare data-driven insights, reports, and presentations for credit leadership and cross-functional partners
Assist in evaluating credit exposures and recommending risk mitigation actions for complex credit scenarios, in alignment with established policies
Partner with Risk, Underwriting, and Finance teams to help operationalize credit strategy and enhance decisioning processes
Contribute to special projects related to credit strategy, portfolio optimization, and risk governance enhancements
Mentor and support less-experienced analysts through knowledge sharing and coaching
Qualification
Required
Bachelor's degree in finance, economics, business, data analytics, or a related discipline
Minimum 3 years of relevant experience in consumer credit, credit risk, portfolio analytics, underwriting, or related functions at a large financial institution or credit analytics organization
Strong analytical mindset with demonstrated ability to interpret data, identify trends, and draw actionable conclusions
Understanding of consumer credit products, credit risk concepts, and portfolio performance drivers
Proficiency in quantitative tools (e.g., Excel, SQL, analytical visualization tools such as Tableau, Power BI, or similar)
Excellent written and verbal communication skills, with the ability to articulate findings and recommendations clearly to business partners
Collaborative mindset and ability to work effectively across teams in a fast-paced environment
Curiosity and eagerness to learn credit strategy, risk models and frameworks, and industry best practices
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
JPMorganChase
With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.
10001+ employees
H1B Sponsorship
JPMorganChase has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
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Trends of Total Sponsorships
2025 (3471)
2024 (3469)
2023 (3395)
2022 (3594)
2021 (2515)
2020 (2495)
Funding
Current Stage
Public CompanyTotal Funding
unknown1998-02-01IPO
Leadership Team
Allison Beer
CEO of Card Services and Connected Commerce
Dan Mendelson
CEO, Morgan Health
Recent News
2026-01-23
2026-01-22
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