Fidelity Bank & Trust · 1 day ago
Ag/Commercial Loan Officer
Fidelity Bank & Trust is a community bank rooted in Iowa soil, serving producers, family operations, and ag-related businesses. They are seeking an Ag/Commercial Loan Officer to build and manage lending relationships, analyze financials, and grow deposits while being a trusted advisor to clients.
Responsibilities
Build and manage ag & commercial lending relationships —crop, livestock, ag services, and rural businesses
Conduct on-farm and business visits (boots welcome, suits optional)
Analyze financials , cash flow, collateral, and risk—then structure loans that make sense
Partner with credit, compliance, and leadership to get deals done •right•
Grow deposits, deepen relationships, and strengthen the local economy
Be a trusted advisor —not just a rate-quote machine
Qualification
Required
Bachelor's degree in Finance, Agricultural Economics, Business Administration, or a related field and/or a minimum of 5 years of experience in commercial/agricultural lending or a similar role within the financial industry
Strong understanding of agricultural practices, market dynamics, and risk assessment
Excellent analytical and financial modeling skills
Exceptional communication and interpersonal skills
Ability to thrive in a fast-paced, collaborative environment
Preferred
Experience in ag and/or commercial lending (farm background = bonus points)
Banking or finance degree preferred (experience counts too)
Benefits
Strong benefits
Retirement plan
Paid time off