Liberty Federal Credit Union · 5 hours ago
Mortgage Loan Originator
Liberty Federal Credit Union is a full-service credit union seeking applicants for the Mortgage Loan Originator role at their Vincennes office. The successful candidate will conduct loan interviews, evaluate prospective borrowers' credit, and develop business to drive loan volume while maintaining knowledge of loan products and regulations.
Responsibilities
Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval
Evaluate credit of prospective borrowers for qualification purposes
Diligently pursue leads provided
Contact prospective borrower leads via telephone, email, or face to face
Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal
Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending
Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs
Maintain knowledge of available loan products, processing procedures and underwriting guidelines
Prospect and network, building relationships with realtors, builders and other referral partners
Qualification
Required
Excellent communication skills to talk to clients about loan particulars and their personal financial details
Excellent mathematical and statistical analysis ability
A sound knowledge of the terms and conditions of different kinds of loans
Strong logical thinking
Ability to keep updated on new loan reforms and laws
Ability to obtain federal registration/NMLS
The ability to initiate and develop outside business to drive loan volume
Experience with mortgage loan sales
Preferred
Bachelor's degree
2-3 years of mortgage origination experience
Benefits
Incentive opportunities
Paid Holidays
Paid Time Off (Vacation, Sick and Personal Days)
Medical, Dental and Vision Insurance
401(k) retirement program with matching funds
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
Tuition Reimbursement Program
Company
Liberty Federal Credit Union
About Liberty Federal Credit Union Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services.